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Forums Payment cards American Express Amex eligibility checker disagrees with others Reply To: Amex eligibility checker disagrees with others

Wiseoldman 154 posts

I thought I would update the thread for some anecdata.

I decided to apply today, 7th June, ahead of the 11th June deadline so I could appeal if necessary (though I guess the clock might have still run out).

My “credit score” had gone up a smidge since (not that it matters!), I have closed the business Amex and my second Santander account (but this does not show yet). Regardless, the eligibility checker still showed me as “”unlikely to get an Amex” and Experian agreed for the Premium Plus, but ok for the free one.

I chanced for the Premium Plus, and went through without a hitch.

I still find it weird that the Amex eligibility checker got it wrong. My circumstances have been a bit changeable (but always good), maybe that tripped it up, or just “computer says no”.

Anyway, excited to have some more Avios to use for using our upcoming booking with 2 Barclays upgrade vouchers, and I guess another companion voucher!

I ran a bank and worked on a lot of these “checkers”… When a hard search is done it takes into account a lot more stuff at the back end

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