Reply To: New credit card to fill the ‘void’: Advice needed!!

[Reney]

1. Per @SteveJ Virgin has a similar earning structure but unclear if Virgin points are useful to you. Have you had a membership point earning card in the last 24 months? If not there is a decent Amex Plat intro offer at the moment. I think it is spend 6k in 3 months which sounds doable based on what you said.

No idea what you mean by merge with. The MR points could be transferred into avios if that helps. Remember pro-rata fee refund is going away at some point this year, so if that matters to you the amex plat may not be the right thing.

2) I don’t know much about these, but worth reading the articles re eligibility before opening the plat card. I can’t remember the link or there lack of between the eligibility for sign up offers

Not clear if the business you are referring to is your own or you work for a company – matters cause it impacts if you can have a business card; Amex has FX fee when used aboard so will your employer reimburse for that or are you paying out of your pocket cause own business.

Even non Amex card often cannot be used to pay your taxes – not sure if you have read the number of articles on tax paying – if not you should.