6 month gap before reapplying

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3rd December 2022 at 09:51
#428222
#428222

DanCraft94 9 posts

Morning all, possibly a daft question… I took out the virgin card when there was a 30k points sign up offer which I hit almost instantly as I was moving house so spending big. Is it worth now cancelling the card waiting the 6 months (or until there is a good sign up offer after the 6 months) and reapplying? Would it flag up on their system? Are Virgin savvy with people playing this system?

Thanks in advance!

3rd December 2022 at 10:21
#428250
#428250

Carlos 758 posts

No, you would simply be a new member to them.

3rd December 2022 at 10:35
#428253
#428253

DanCraft94 9 posts

Thank you, so your advice would be to cancel and wait for a while before re-applying?

3rd December 2022 at 20:48
#428350
#428350

Reney 766 posts

Do you have the advanced card, which comes with a large annual fee? If yes, unlike the Amex cards, they do not pro-rata refund the fee. So that is lost forever. It is, therefore, relatively expensive to cancel and re-apply regularly. Also, have you earnt their version of the companion/2-4-1 voucher yet, which requires 10k of spending if I recall? You might want to keep it for the year to benefit from the higher earning rate and earn the voucher you paid for. Worth reading the threads on cancelling before the 12 months; if I recall, once the fee is charged it is very difficult to get back.

I believe some people have had trouble in the past getting approved again after cancelling. I myself have asked for data points on this, you can look for the thread. I didn’t get too many responses. So it is a bit of a gamble if you really need a Virgin points-earning card. I myself cancelled my fee-free card a few months back, but not planning to re-apply for a while as working on a Barclays card, and my 24 months is up on a few of the Amex premium cards.

1st February 2023 at 22:02
#450031
#450031

phantomchickenz 319 posts

Could someone point me to the bit in the T’s and C’s that highlights the 6 month rule?

1st February 2023 at 22:48
#450041
#450041

JDB 4,374 posts

phantomchickenz wrote:

Could someone point me to the bit in the T’s and C’s that highlights the 6 month rule?

As with Barclays, it’s a policy not card terms and conditions which anyway relate to a product once accepted, not the application process.

2nd February 2023 at 12:11
#450180
#450180

Ash 621 posts

Virgin (in my experience) have been a bit funny about closing and reopening.

I suggest as above, use up the paid year, get the voucher and hire earning rate. You can then continue earning Amex MR that can be transferred into Virgin miles. No guarantee Virgin will accept you for the new application though.

You could ask if they will downgrade you to the free card without needing to close and reapply – you will need to spend 20k for the voucher and earn 0.75 per £1 spend. Good for Euro spend, no FX fees.

2nd February 2023 at 15:10
#450315
#450315

phantomchickenz 319 posts

I’ve been sitting on the free card for the best part of 5 years – gave up on Virgin when they canned the SYD route. With the imminent SkyTeam announcement I’m thinking I need to reassess – first step would be to cancel the current one and potentially reapply for the paid one in 6 months

3rd February 2023 at 20:14
#450983
#450983

Rob
HfP Staff
2,207 posts

As we understand it, they will consider you again after six months BUT there is no guarantee they will accept you.

Amex is more enthusiastic than the rest of the industry in the way it tends to take you back without much thought.

13th February 2023 at 13:11
#454989
#454989

memesweeper 1,255 posts

I don’t want to rain on the SkyTeam parade before it’s happened, but you *still* can’t redeem online for AirFrance/KLM with Virgin miles. Broken for how long? Redemptions may not work fully correctly on day one. Or even year one.

15th February 2023 at 12:55
#455944
#455944

phantomchickenz 319 posts

memesweeper wrote:

I don’t want to rain on the SkyTeam parade before it’s happened, but you *still* can’t redeem online for AirFrance/KLM with Virgin miles. Broken for how long? Redemptions may not work fully correctly on day one. Or even year one.

I’m flying on KLM back from Amsterdam at the end of the month – booked that online with Virgin points with no issues.

24th February 2023 at 09:00
#459913
#459913

RonnieB 288 posts

memesweeper wrote:

I don’t want to rain on the SkyTeam parade before it’s happened, but you *still* can’t redeem online for AirFrance/KLM with Virgin miles. Broken for how long? Redemptions may not work fully correctly on day one. Or even year one.

Booked several Delta flights in USA for April through Virgin site with miles. Much more availability than trying for American flights through BA

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