Advice – downgrading BA Amex PP
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Forums › Payment cards › American Express › Advice – downgrading BA Amex PP
I currently have BA Amex PP. First year of membership. Hit £10,000 spend easily and will be the same with £15,000.
My wife also got one and again, no issue reaching the spend to trigger the companion voucher twice between us.
Question is whether, given £300 fee, one or both of us should downgrade to the free one now we’ve had the initial bonuses etc.
– we usually fly in economy, so economy-only part of the companion voucher with the free card is no big deal, even if we wouldn’t mind the possibility of business here and there.
– obviously earning 1.5 Avios per £ is handy and an argument for keeping one card.
– the two-year expiry is also useful, just because it would mean less hands-on planning about when to trigger vouchers in order to book/travel (we tend to fly to Brazil as a family of four every other year and usually book nearly a year in advance to guarantee the days we want).
So I guess the question is whether we should have two, one or zero PP cards. We also have the free Barclaycard in play. How would *you* do it?
Why downgrade just cancel it and resign up when you need it.
If the extra 0.5 avios per £ spent doesn’t at least cancel out the £300 fee, then there’s no point in holding 2 BAPPs.
You can each easily put £15k through your cards and yet you usually fly economy? What on earth is wrong with you? You need to raise your standards 🙂
OP mentions they normally fly to Brazil as a family of 4. They’d need 400k avios + circa £2K in taxes + 2 companion vouchers to fly business with BA. Not that easy to get to 400k avios yearly only with card spend!
Can’t really advise on the cards, but can recommend that if you want to save on some avios and cash when flying to BR to go via Madrid with Iberia. You can go in business or at least premium economy for roughly the same you’d pay for BA economy.
I can’t believe you don’t already have a preferred option!
But if you’re looking for a vote then I’m with Scott on this one.
Why downgrade just cancel it and resign up when you need it.
Mainly just to avoid the faff, keep myself registered on the app etc…
You can each easily put £15k through your cards and yet you usually fly economy? What on earth is wrong with you? You need to raise your standards 🙂
Haha, possibly so! But neither of us flies with work, so Avios earning power isn’t huge… would rather be sure we’ll have enough for those Brazil trips (and European flights somewhere in the in-between years) to make use of the companion vouchers every time.
OP mentions they normally fly to Brazil as a family of 4. They’d need 400k avios + circa £2K in taxes + 2 companion vouchers to fly business with BA. Not that easy to get to 400k avios yearly only with card spend!
Exactly this! Without business travel, need to make those Avios go a little further!
Can’t really advise on the cards, but can recommend that if you want to save on some avios and cash when flying to BR to go via Madrid with Iberia. You can go in business or at least premium economy for roughly the same you’d pay for BA economy.
Good shout… but kids are young enough at the moment for this not to be worth the extra faff. Maybe in a few years!
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