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Forums Payment cards American Express Amex business card – what if you have two businesses?

  • avythos 43 posts

    The criteria in the recent promotion either for the platinum or gold business card, has a proviso of not having held a card. How is this applying when applying for two limited companies both held by the same director. Is the application tied to the person or the company as the company is its own legal identity, each business should be eligible, but if the person applying is the same is only one card allowed in the promotion?
    Either applying for gold for each company or one platinum and one gold.

    Weighing the benefits but curious as to the “you” what that refers to when its a business card and its for the business not a personal card-
    “To qualify for the bonus, you must NOT, currently or in the previous 13 months, have held any other American Express card which earns Membership Rewards points. This includes Business or personal Gold, Business or personal Platinum and the personal American Express Rewards credit card.

    You are OK if you had a supplementary card on someone else’s American Express account.

    You are OK if the only American Express card you have had in the previous 13 months was a British Airways, Marriott Bonvoy, Nectar, Platinum Cashback or Harrods American Express card.”

    Skywalker 700 posts

    Application is linked to the person. Each business can hold as many Amex cards as Amex allows, but the terms and conditions relate to you, the individual where the word “you” is referred to.

    avythos 43 posts

    Thanks, I expected it would be the case, but each is its own legal identity.., so they are credit checking and presumably liability is resting with the individual rather than company.

    Rob
    HfP Staff
    2,207 posts

    Yes, it is personal liability (unsurprisingly).

    You need £5m of turnover before you can get a corporate card which would have corporate liability.

    avythos 43 posts

    ok so next year then 😉

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