Amex Platinum application

[lightbulbpop]

Hi,

Has anyone when applying for the Plat even though holding a BA card been asked to complete a KYC and asked about transactions and payments into the card?

[Rob]

Amex has being a lot of this recently – any account which has seen the balance paid by someone else (eg I pay my wife’s bill) is being investigated, presumably for suspected money launderng. It won’t be linked to your new application I suspect. They go away easily enough in my experience.

[lightbulbpop]

Oh okay, yeah I have the same similar situation, where one payment is made via my friend, did you upload the whole pdf of the statement or just a screenshot of the individual transaction to it being paid in?

[JDB]

lightbulbpop wrote:

Oh okay, yeah I have the same similar situation, where one payment is made via my friend, did you upload the whole pdf of the statement or just a screenshot of the individual transaction to it being paid in?

If you are finding it necessary to cover up certain transactions on a PDF, you may find it raises even more questions than Amex initially had. You need to be fully transparent.

[TedL]

lightbulbpop wrote:

Oh okay, yeah I have the same similar situation, where one payment is made via my friend, did you upload the whole pdf of the statement or just a screenshot of the individual transaction to it being paid in?

I recently had to supply bank statement to Amex and did a print to PDF, sent if off to them and they came back and said they needed a downloaded PDF from the bank website. This I duly did, couldnt see any difference between the two but they obviously could.