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Barclays Avios Plus v HSBC Premier World Elite

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  • Kyo

    I’m currently an HSBC Premier customer but I’ve slowly come to the realisation that my HSBC Premier credit card isn’t a great card.

    Having compared the two cards in question, I’m torn between the huge 80000 points signup bonus that comes with the HSBC Premier World Elite or the better conversion rate of 1.5 Avios for every pound spent (HSBC earns 2 points for every pound spent, but convert this to Avios and it’s basically 1:1).

    I think it comes down to whether using the upgrade voucher vs free lounge access or how much you pay in annual fees. Has anyone enjoyed these benefits before and would you prefer one over the other? Thanks in advance.

    PIL

    I held an HSBC Premier WE in the past and was great value when lounges were more accessible compared to these days. We were also travelling a lot. I was not into collecting avios/points back then and I still regret that I only discovered this post 2021. The card comes with other perks which we also used in the past.

    The BA card gives you 4 free dragonpass+ vouchers to use in lounges, it depends on how many ppl you travel with and also if you are using predominantly BA for flights.

    iamlost

    @Kyo where did you see the 80k SUB for HSBC WE? The site only says 40k for me.

    memesweeper

    It’s 80k (40 + 40 at 12 months on spending >£12k):

    Welcome reward points
    Receive 40,000 reward points when you spend11 view footnote 1 £2,000 on your card in the first 90 days of card membership.

    Anniversary reward points
    Spend £12,000 or more on your card within your first 12 months of membership to receive a further 40,000 reward points at the anniversary22 view footnote 2 of card membership.

    Kyo

    @Kyo where did you see the 80k SUB for HSBC WE? The site only says 40k for me.

    iamlost, what memesweeper said above.

    Kyo

    I held an HSBC Premier WE in the past and was great value when lounges were more accessible compared to these days. We were also travelling a lot. I was not into collecting avios/points back then and I still regret that I only discovered this post 2021. The card comes with other perks which we also used in the past.

    The BA card gives you 4 free dragonpass+ vouchers to use in lounges, it depends on how many ppl you travel with and also if you are using predominantly BA for flights.

    thanks PIL. At the moment, it’s just me and the wife. The upgrade voucher that comes with a flight sounds more attractive in my situation as I could use it with the wife on 2 single flights.

    BuildBackBetter

    The biggest painpoint with hsbc is no lounge access for guests. You can get add on card for spouse (by paying more), but kids won’t, so you have to pay cash at lounge.
    Seriously hsbc, do you think premier account holders don’t have families? If you think they are rich enough to pay for kids, why offer lounge access at all?
    I like other benefits like travel insurance, multiple redemption partners etc.

    JDB

    The biggest painpoint with hsbc is no lounge access for guests. You can get add on card for spouse (by paying more), but kids won’t, so you have to pay cash at lounge.
    Seriously hsbc, do you think premier account holders don’t have families? If you think they are rich enough to pay for kids, why offer lounge access at all?
    I like other benefits like travel insurance, multiple redemption partners etc.

    With HSBC, the insurance comes with the free Premier account, you don’t need a credit card. Re lounge access, the reality is that this benefit has been so devalued (for all providers) as lounges get overcrowded and provide correspondingly lower quality offerings that it should be discounted from evaluation of the card.

    BuildBackBetter

    Re lounge access, the reality is that this benefit has been so devalued (for all providers) as lounges get overcrowded and provide correspondingly lower quality offerings that it should be discounted from evaluation of the card.

    Outside uk, lounge access is reasonable. Hardly been refused, especially in Asia.
    Even within uk, the option to register online by paying £5 works for some lounges. Better than nothing.

    memesweeper

    I also value the lounge pass at nothing.

    However, I’ve got a Barclays Avios upgrade voucher and that’s completely useless too. Well, at least useless for short haul and BA fees for long haul are still ridiculous.

    The real attraction for me of the Hsbc card is the fact you can convert your points into multiple currencies other than Avios. I value KrisFlyer highly, for example.

    SamG

    I’m about to cancel mine. I don’t have use for the transfer partners currently, the lounge access is useless in Europe/US in my experience (even paying the £6 I couldn’t get in the T5 one!). I’ll just be using the free Barclaycard instead I think

    I had it before when living in Asia and it was very useful there as lounge access was almost always available and quite a few local airlines accepted the iPass roaming for in-flight wifi

    Rob
    HfP Staff

    One minor benefit is that HSBC lounge access is via Lounge Key which means you get access to airport restaurants which Amex-issued Priority Passes no longer do.

    polly

    @Rob
    That’s interesting about use of airport restaurants. Thought only allowed GS at LGW. That’s really useful for us hopping back and forth LGW to Dublin on FR cheapo fares, with lounge refusal. They’re happy to run the card through a couple of times.
    Where would l find a list of those restaurants? Intra Asia we use it well too. Never refused entry over there.

    BuildBackBetter

    One minor benefit is that HSBC lounge access is via Lounge Key which means you get access to airport restaurants which Amex-issued Priority Passes no longer do.

    Would be great to see a review of Lounge Key – differences with PP, the banks who offer it and the cost.

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