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Hello, does anyone know when VCC’s cash advance fee usually appears? Is it immediately after the offending transaction or when your statement is generated?
Immediately, in my (admittedly limited) experience.
Ohhh that’s good to know. 😀
I had my first ever cash advance fee this week via bendy in the last few days.
Was that via a cash machine withdrawal?
Actually in this case YES
Actually in this case YES
Well, it couldn’t be a more ‘cash like’ transaction and has capital implications for Virgin, so a fee shouldn’t have come as a surprise.
I had my first ever cash advance fee this week via bendy in the last few days.
Me too. Last month had free cash, a few days ago hit with £50, totally unexpectedly and unfortunately nothing can be done to reverse this
So you go to a restaurant a few times and the waiter forgets to add the wine to your bill. You see a pattern, so next time you order a magnum of vintage champagne. Totally unexpectedly your bill is huge – and unfortunately nothing can be done to reverse this.
Is that any different?
@jj but, but, but… FREE POINTS!
I had my first ever cash advance fee this week via bendy in the last few days.
Me too. Last month had free cash, a few days ago hit with £50, totally unexpectedly and unfortunately nothing can be done to reverse this
Why was it unexpected? You know Virgin doesn’t allow you to take out cash without paying a fee so trying to mask what you were doing by interposing Curve was bound to end in tears.
Sure, though Curve does something that allows to withdraw cash with no fee and I understand it is fully legal and should not end in tears )
Why was it unexpected?
Because since the beginning of time this hasn’t had a cash advance fee. He didn’t say they were wrong to charge it. But I agree it’s “unexpected” when for 5+ years it’s been the opposite
But all cardholders received a warning that cash advance fees were being introduced. It sounds as if cash machine transactions were initially overlooked, but it was obviously just a matter of time.
Crossing your fingers and hoping that your card company forgets to charge you isn’t a strategy I’d be proud of.
Sure, though Curve does something that allows to withdraw cash with no fee and I understand it is fully legal and should not end in tears )
Unfortunately just because Curve allows it doesn’t mean the underlying card does.
Actually, to the users, it was unexpected. They never stated how wrong of V to charge but more akin to “I used to get away with this but now, no.” So please teachers! leave the kids alone.
I’m going to sample a small £10 cash withdrawal using Curveless with my VA card behind to see what happens. Will confirm the result this evening.
It’ll be another few days before I do the test as I’ve just realised that doing it now means I’ll fall foul of Curve’s 30 day rolling rule and will be charged by them too! 🙄
It is fascinating to read the variety of comments interpreting the purpose of a post.
I posted this purely to inform.
I have no issue with the charge.
I have not previously paid a charge for withdrawals of this nature.It is fascinating to read the variety of comments interpreting the purpose of a post.
I posted this purely to inform.
I have no issue with the charge.
I have not previously paid a charge for withdrawals of this nature.Out of interest, did the cash advance fee/charge hit your account immediately? or on statement generation?
It is fascinating to read the variety of comments interpreting the purpose of a post.
I posted this purely to inform.
I have no issue with the charge.
I have not previously paid a charge for withdrawals of this nature.Ignore them. Thanks a lot for sharing!
Is the 30 day rolling limit the same for both card transactions and cash withdrawals or do they operate separately? I haven’t been charged for any U.K. withdrawals yet but haven’t been keeping track of the transaction dates.
It is 30 rolling day, but it is clearly visible in the app as to where you are – so you don’t really need to track it. It is only fronted spend that is ‘missing’ a tracker in the app.
@Harrier25 Save yourself a cash advance fee and forego your test. If you withdraw cash on Virgin, you will be charged a cash advance fee now. Both here and abroad.Okay. Thanks for the heads-up @TravelStrong.
What I meant was – is the rolling limit one and the same? So if you use Curve on the 1st of the month, does your limit for card transactions AND cash withdrawals only reset after 30 days. Or if you do a card transactions on the 1st, but withdraw cash on the 10th, does the limit for cash withdrawals reset 30 days after the 10th?
I can’t tell if I’m making sense here though 😂
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