Changes afoot for free Curve card holders

[ankomonkey]

Rob Burgess wrote:

Are there really so many people who have 3+ Visa or Mastercard products? To be honest I thought these changes were too weak and unlikely to raise them much cash.

I did have until Creation decided they didn’t want my business anymore 😉

[SamG]

It makes more sense in the US market whereby Curve does have some utility in routing charges to correct credit cards to take advantage of bonus catagories on dining / travel etc. But in the UK I agree, the vast majority of UK customers would only have 1 or 2 cards linked. I have my HSBC WE and my Santander Zero as I do sometimes GBIT transactions that have ended up charging me FX if I’ve gone over the limit

[WillPS]

SamG wrote:

It makes more sense in the US market whereby Curve does have some utility in routing charges to correct credit cards to take advantage of bonus catagories on dining / travel etc. But in the UK I agree, the vast majority of UK customers would only have 1 or 2 cards linked. I have my HSBC WE and my Santander Zero as I do sometimes GBIT transactions that have ended up charging me FX if I’ve gone over the limit

Surely Curve does the FX bit regardless of which underlying card you use?

[Mr. AC]

SamG wrote:

It makes more sense in the US market whereby Curve does have some utility in routing charges to correct credit cards to take advantage of bonus catagories on dining / travel etc. But in the UK I agree, the vast majority of UK customers would only have 1 or 2 cards linked.

Actually you can totally do this as a UK customer – spend in the UK and charge to US cards. The issue is that this requires access to the US credit market which is very tricky unless you have a social security number.