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Forums Payment cards Other payment cards Curve cashback and Santander debit card cashback stacking?

  • Reney 791 posts

    I’m considering moving (one of) my current account to Santander Edge. I have curve metal and have set my cashback to a number of supermarkets. Does anyone know if the Curve cashback stack with the Santander Edge debit card 1% cash back in supermarkets and TFL?

    Harrier25 892 posts

    I would say, not. These cashback deals don’t usually work if you stick something in between. I think you’ll discover that it’s one or the other, but the only way to know for sure is to do a sample purchase.

    Cranzle 279 posts

    I’m considering moving (one of) my current account to Santander Edge. I have curve metal and have set my cashback to a number of supermarkets. Does anyone know if the Curve cashback stack with the Santander Edge debit card 1% cash back in supermarkets and TFL?

    No, because your Stantander Edge debit card would be debited by Curve, and not the retailer that Santander is offering the cashback with.

    InsiderFly 11 posts

    Remember with the Edge current account you also get access to a credit card earning 2% cashback up to £15/m (so up to £750 spend) with a £3/m fee. So basically 1.6% cashback. No reason this shouldn’t stack and I’m currently testing it so should find out when my cc statement comes in a week or so.

    kai 79 posts

    Curve passes on the merchant codes, so Santander Edge will indeed recognise those transactions as from Supermarket and Travel. I think there’s a good chance you’ll receive both cashbacks.

    BBbetter 773 posts

    If the cashback is based on just the MCC, you’ll get the cashback, but if it’s based on specific retailers, you won’t.
    The merchant will be ‘curve’ for every transaction, but curve will pass on the MCC (merchant type).

    Reney 791 posts

    Remember with the Edge current account you also get access to a credit card earning 2% cashback up to £15/m (so up to £750 spend) with a £3/m fee. So basically 1.6% cashback. No reason this shouldn’t stack and I’m currently testing it so should find out when my cc statement comes in a week or so.


    @insiderfly
    grateful if you could share the information when you get your statement.

    InsiderFly 11 posts
    Reney 791 posts

    @insiderfly have you got your statement yet?

    InsiderFly 11 posts

    Yes sorry came the other day. £15 cashback posted fine. This was for the Santander edge credit card which I’m using all via Curve. (Actually via curve and zilch).

    Reney 791 posts

    thanks, but I am looking for whether the debit card cashback which is selected retailers would stack. The edge card is 2% for all transactions right? so not MCC dependant.

    Toaster 109 posts

    InsiderFly 10 posts
    Yes sorry came the other day. £15 cashback posted fine. This was for the Santander edge credit card which I’m using all via Curve. (Actually via curve and zilch).

    Do you need fronted enabled on Curve to use Zilch > Curve > Santander credit card?

    InsiderFly 11 posts

    No Fronted not required.

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