Curve Pro X

[ekposh]

Hi,

Off to Disney shortly and clearly I’ll be spending a fair sum there. I’d like to get Avios for this.

I currently have free Curve but am I right in thinking I can upgrade to Curve Pro X to get 1% cashback and link this to my Avios card?

Assuming I spend £3k, I’d be getting 3000 Avios and £30 cashback? Seems a decent deal rather than paying 2.5%? Or am I missing something?

[AndrewT]

All as you say, but there are several no cost no FX fee cards available to avoid the 2.5%, without earning the Avios of course.

The only other factor is that I think there is a minimum term for Curve Pro X. Six months?

[dshunter]

Finding that the 1% cashback on curve foreign purchases isn’t reliable though it hasn’t failed on anything worth chasing.

[John]

There is no Curve Pro X. Do you mean Curve Pay X?

Curve Pay X costs £5.99/month and has no minimum term. It allows you to spend £3333 without fees. So if you spend £3000 you will have paid £5.99 for £30 of Curve Cash (thus it’s approx 0.8% back) plus whatever Avios you get.

Curve Pay Pro Plus has a minimum term of 6 months and costs £17.99 a month.

If you only want to spend £3k overseas during one month, and don’t need to use Fronted etc., Pay Pro Plus is not necessary and Pay X should suffice.

The 1% back is only on transactions that occur outside of Europe and former Soviet countries. Most British and French territories are also excluded.

[ekposh]

Thanks all. @john – I did mean that. I know we’re talking small sums here but nearly worth paying the £6 for the 3333 Avios even if the cashback doesn’t track which I hope it would.

[strickers]

Can’t comment on Pay X, but Curve Cash did track pretty reliably from my last trip to the States.

[John]

I’ve only used Curve in Australia, and all transactions have tracked within 1 or 2 days. Usually slightly over 1%, not really sure why, for example if something converts to £500 I might get 504 curve points. Curve cash wasn’t clawed back on refunds either.

Only instance where it didn’t go quite right was buying an airline ticket – 2 pax and when the transaction was processed each ticket was charged individually, only got half the expected curve points.

[PeteM]

I have also found the cashback now works reliably. It wasn’t working at all when I took it up circa Nov/2024, but they subsequently re-credited all the missing transactions.