Denied – any advice?

[Simonm]

I received a rejection letter which took me to a website page. It has a number to call on it – 0800 151 0900. Then I got stuck in an automated loop. From memory the telephone system wanted you to enter a barclaycard number, or press 1 for your account details etc. After calling up and trying different options about six or seven times and just saying “agent” I eventually got through to a helpful man who was able to see my application.

I said I was concerned the form wouldn’t let me input my address correctly, and the result didn’t match up with how Experian formats the address, and that may have been why I was rejected. He spent a good ten minutes with me on the phone taking all my details, asking me some questions, noting down my address and then linking my application to a previous Barclays Help to Buy ISA that I’d had. He sent it through and then the next morning I got a text to say my application had been rejected.

So a rather fruitless experience in my case! The worst part was definitely trying to speak to someone though.

[Scottpat78]

Not that it will help you, but as a data point:

I’ve finally decided to go in with Barclaycard Avios Plus, and will cancel my HSBC Premier WE card once I have the new BC (fully) setup.

I applied as a new Barclays customer and had immediate acceptance and was granted a healthy 5 figure credit limit – slightly above what my HSBC Premier WE card is.

I applied via Rob’s link of course and now await the card then start the fun with Apply Pay & Curve. Have a 26 day US road trip in August, so if I crack Curve I will hit the spend bonus criteria very easily.

Wanted to share as a data point in case it helps others decide whether to go for it.

[slliw]

Mentioned this before, Mrs applied and was rejected and a week later got a letter in the post saying she didn’t meet the income requirements. We ignored the letter and applied immediately again. Mrs was instantly accepted and now has the card. The Barclays validation system is messed up, shouldn’t have even allowed her 2nd application to have gone through for at least another 6 months.

[Rui N.]

I did that 10 min apart after emancipating my toddler.

[bd85uk]

Is it worth applying if turned down by the eligibility checker? I remember the Virgin cards checker was not very accurate and told to ignore it.

Would that be the same here?

Thanks
Ben

[aq.1988]

bd85uk wrote:

Is it worth applying if turned down by the eligibility checker? I remember the Virgin cards checker was not very accurate and told to ignore it.

Would that be the same here?

Thanks
Ben

I couldn’t say for the Barclaycard, but I scored 3/10 for the Amex gold when I did the eligibility checker despite no reason to think why it would be so low, although I got a 9/10 score on Money Saving Expert. I decided to just chance it as I wanted the Gold then for the higher SUB and got approved with no problems and a healthy credit limit.

YMMV if you also decide to give it a go for the higher SUB on offer with BC