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Forums Payment cards American Express downgrade from amex gold too keep MR points?

  • 17 posts

    Hi,

    I have hold the Amex gold card about a year, and need to think about the annual fee.
    Given the benefit of gold card, I think I won’t pay another year fee to keep it.
    The only concern is I still have 60k MR points, and haven’t decided where should I spend it.
    I have check with Amex and they will not offer any discount to my next year fee..
    Can anyone recommend another Amex card with 0 annual fee? so I can keep my account and MR points.

    Thanks

    302 posts

    As has been mentioned in a few articles on here, you can apply for the Amex Rewards Credit Card, which has no annual fee and earns MR at a rate of 1 point per £1. Make sure it is linked to your current MR profile as sometimes it will start a new MR profile but Amex can sort if that happens, then you can close the gold card.

    1,048 posts

    Instead of asking for a discount of the annual fee ask for some retention MR points instead to compensate the cost of the annual fee.

    1,048 posts

    Doubtful that would work. They’ll offer you what retention the system has available for you (if any), what you ask for is irrelevant.

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