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Forums Payment cards American Express Downgrading Amex card

  • bleggott 3 posts

    I upgraded to the premium (black) card in August 2024. I received a companion voucher a few weeks later. Today I phoned to downgrade to the free card and was told the downgrade was not available. This was confirmed by Amex chatstating that I had upgraded in August and the downgrade option is not available to me.Is there a minimum time before downgrade (and refund) is possible? Has this happened to anyone else. Thank you

    JDB 6,081 posts

    I upgraded to the premium (black) card in August 2024. I received a companion voucher a few weeks later. Today I phoned to downgrade to the free card and was told the downgrade was not available. This was confirmed by Amex chatstating that I had upgraded in August and the downgrade option is not available to me.Is there a minimum time before downgrade (and refund) is possible? Has this happened to anyone else. Thank you

    Amex has generally got a bit stricter but in any event it seems a little unrealistic to expect to be able to upgrade and downgrade at will, essentially trying to evade the fee that others are expected to pay.

    Aston100 1,688 posts
    NorthernLass 10,186 posts

    I have to concur with @JDB that it’s pushing it a little upgrading and downgrading within 3 months! The other advice people generally give on here is that you may want to cancel the card and start your clock ticking for another SUB in 2 years. Unless Amex changes the rules again, of course …

    bleggott 3 posts

    Thank you for your replies. Will hold on to it for now.

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