Interest query

[S879]

I am quite new to the VA card. Twice they have charged me an ‘interest’. I have full direct debit set up so I don’t understand why that is being charged. I don’t use it for cash back. Could someone shed some light please?

[Sam]

What kind of purchases are you making?

Topping up travel money accounts like wise?

[points_worrier]

Or gambling? Or purchasing cash at a bureau de change? Or buying crypto?
Any of these will not have an interest free period.
If unsure you can just ask – I am sure they will tell you. They might even be kind and waive interest charges.

[S879]

Thanks will contact them. Bizarrely, not doing anything suspicious. A few transactions to do with beauty, food, flights etc

[BA Flyer IHG Stayer]

Have they actually charged you or is it just an advisory on the statement of the interest you will incur should your payment be late?