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Forums Payment cards American Express Max number of Amex cards? Does anyone have more than 2 personal cards?

  • 27 posts

    Hi all, my Dad currently has the Nectar card and the Amex Rewards Credit Card. Looking to take advantage of the increased bonus on the BAPP but just wondering if there is a maximum number of personal Amex cards you can have? Does anyone have 3 or more personal Amex cards? I’ve got 2 personal cards and 1 business card.

    Just wondering if Amex will think 3 personal cards is a bit too much…

    1,058 posts

    Yes, as long as he passes the internal credit scoring he should be fine. From previous reports, the issue tends to be with the total amount of credit available on all other cards before the number of actual cards becomes the issue.

    373 posts

    Yes, have often held more than 2 personal cards. No strict limits are in force on this.

    27 posts

    Thank you both! 🙂

    322 posts

    Yes, have often held more than 2 personal cards. No strict limits are in force on this.

    My understanding (and experience) is that there is a hard limit of 4. Used to be “2 credit, 2 charge” (although I’ve held 3 credit 1 charge before), but given the end(ish) of new charge cards, I don’t know how this translates.

    1,228 posts

    I currently hold BAPP, Gold and ARCC i.e. three credit cards.

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