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I found this site after finding an article stating that income requirements for Amex have been lowered/removed. However, when I went to apply, I got rejected, with the email I got back stating the reason was my income. Even with my own personal income and the income of all others in my household. So what exactly are the new requirements then?
You don’t say which product you applied for, but here is a discussion thread that might help:
https://www.headforpoints.com/forums/topic/amex-plat-minimum-income/
You don’t say which product you applied for, but here is a discussion thread that might help:
https://www.headforpoints.com/forums/topic/amex-plat-minimum-income/
I applied for the gold.
I’d be surprised if they are getting fussy about Gold because this is their big ‘mainstream’ card. Any requirement over £25k per year would seem very counterproductive.
Didn’t amex have a minimum income of £20k pa for Gold (or was it BAPP) some years ago before scrapping it?
Whilst we understand your concern – gh148 you never mentioned what your income stated was, when you applied etc. These would help, if you are OK to discuss them.
Whilst we understand your concern – gh148 you never mentioned what your income stated was, when you applied etc. These would help, if you are OK to discuss them.
£16,300 personal income.
Whilst we understand your concern – gh148 you never mentioned what your income stated was, when you applied etc. These would help, if you are OK to discuss them.
£16,300 personal income.
thatll be it. might still be 20k min. try next time. good luck
Out of curiosity, what’s the income minimum for the regular free ARCC?
Whilst we understand your concern – gh148 you never mentioned what your income stated was, when you applied etc. These would help, if you are OK to discuss them.
£16,300 personal income.
thatll be it. might still be 20k min. try next time. good luck
Then why did I read everywhere that the minimums are gone/heavily reduced?
Whilst we understand your concern – gh148 you never mentioned what your income stated was, when you applied etc. These would help, if you are OK to discuss them.
£16,300 personal income.
thatll be it. might still be 20k min. try next time. good luck
Then why did I read everywhere that the minimums are gone/heavily reduced?
Things have changed a lot since 2016 and Amex has been getting stricter on a number of things. This forum alone has a fair few “why have I been declined?” posts with salaries in excess of yours.
#511852| REPORT | QUO
How much is other household income weighed into all of it then? The email I got did say I should maybe contact them if there’s any other household income I forgot to mention or something, after already putting it at £105,000 in the application.
My son just got turned down for Gold with an income of £21k. Only thing that might be a negative is he has no credit history apart from one bank account. Whilst he lives at home he didn’t declare any additional household income. Amex need to get their act together and declare what their income requirements are rather than wasting peoples time
Amex need to get their act together and declare what their income requirements are rather than wasting peoples time
Hard search as well.
Amex need to get their act together and declare what their income requirements are rather than wasting peoples time
Hard search as well.
I’m not sure about the wasting time issue, I would rather not have a search on my credit file (or am I daft?). I thought this was more about disposable income than income itself, or am I really daft?
My son just got turned down for Gold with an income of £21k. Only thing that might be a negative is he has no credit history apart from one bank account. Whilst he lives at home he didn’t declare any additional household income. Amex need to get their act together and declare what their income requirements are rather than wasting peoples time
Only a bank account could be the main issue. The lack of credit could currently be an issue to scare (the now more cautious) lenders off.
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