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Forums Payment cards Virgin Atlantic Paying card bill with a card (Visa/MC)

  • drdan 103 posts

    So my first VA card bill is due and upon looking at paying it by card, the Visa/MC logos are present.

    I don’t suppose anyone knows if I could use a credit card (rather than debit) with this logo to settle the bill (à la IHG/creation!!)

    Many thanks in advance!

    NorthernLass 7,933 posts

    Not a credit card, no.

    QwertyKnowsBest 301 posts

    A long time ago in the days when only Access (Mastercard) and Visa, a friend once declared ‘my financial troubles would be over if only Mastercard took Visa’ 🙂 Over until crippled with interest I suppose.

    John 1,012 posts

    Well it’s called a balance transfer and you can get 0% interest offers though almost always with an upfront fee.

    A friend emailed Rob to ask about them many years ago and he said he didn’t do it because he thought it reduced his chances of being approved for other cards, but I’ve not had a problem (though I haven’t applied for any new cards in the past 18 months)

    QwertyKnowsBest 301 posts

    Well it’s called a balance transfer and you can get 0% interest offers though almost always with an upfront fee.

    A friend emailed Rob to ask about them many years ago and he said he didn’t do it because he thought it reduced his chances of being approved for other cards, but I’ve not had a problem (though I haven’t applied for any new cards in the past 18 months)

    No balance transfers in those days of carbon multipart credit card vouchers filled in and signed by pen.

    Amused myself sometime ago watching a Wagamama manager trying to work out how to use the imprinted swipe machine and carbon vouchers when an Internet/phone line failure in the branch. Didn’t know that they still existed, and I guess some customers never got charged looking at his bewildered staff trying to use.

    drdan 103 posts

    Thanks for the replies all!!

    Harrier25 868 posts

    Sorry to be blunt, but why would you ask such a ridiculous question? If you had thought about it for 2 seconds you could’ve answered your own question!

    HertsSam 20 posts

    I am sure another poster has mentioned that you used to be able to pay credit card bills using the Creation IHG card. My impression was that this was a direct payment using the card and not a balance transfer.
    Are my memory and impression correct?

    duke 41 posts

    So we curve this one?

    BA Flyer IHG Stayer 2,169 posts

    I am sure another poster has mentioned that you used to be able to pay credit card bills using the Creation IHG card.

    “Used to” being the operative words! No one is doing that now!


    @drdan
    – IMHO it’s not a great start to your relationship with Virgin Money if you start paying off the bill (especially the first one!) with a card from another credit company.

    It’s likely to get your account flagged “we’ve only just given him a card and he’s already borrowing from another card to pay our bill … did we make a mistake? … Should we do the credit checks again? … Reduce his limit? … Close the account anyway?”

    Harrier25 868 posts

    …and sensible people find a route via trial and error, use it and don’t broadcast it to the world!

    Jan M 61 posts

    I did some stoozing last autumn which earned me a few hundred pounds entirely legally:

    https://www.moneysavingexpert.com/credit-cards/stooze-cash-credit-cards/

    (Would do it again too but think I’ll loose track of all the accounts then.)

    roger 232 posts

    5% cash advance fees if used with Curve to pay off another credit card

    I have been charged £500 fees for paying £10000 bill for another credit card!

    I guess I have no recourse to reverse this fees.

    NorthernLass 7,933 posts

    This has been discussed previously in one of the Curve threads. I think someone may have reversed the payment by using “go back in time” but then might have had a difficult time getting the charges refunded.

    roger 232 posts

    Unfortunately go back in time would not work due to amount in single transaction.

    Lesson learned I guess.
    Potentially lost the value of an entire year I would have got in VS miles just by doing this one transaction!

    Carlos 758 posts

    Lesson learned I guess.

    RogerThat

    Guernsey Globetrotter 603 posts

    What’s our vector, Victor?

    duke 41 posts

    Unfortunately go back in time would not work due to amount in single transaction.

    Lesson learned I guess.
    Potentially lost the value of an entire year I would have got in VS miles just by doing this one transaction!

    Complain and tell them what you was doing – just to complete the circle

    traveller 5 posts

    I paid my Amex bill and got hit by virgin cash advance fees – that stung – did a go back in time – raised an ombudsman complaint but it got rejected!

    Can I still pay my hmrc bills without this cash advance fees? Any experience?

    NorthernLass 7,933 posts

    Curve and Virgin are best kept for paying for actual goods and services and withdrawing £200 per month, this is well-documented here.

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