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Hey guys, I have a question regarding the platinum card because I’ve recently upgraded to it solely for the 80,000 point upgrade bonus. If I wish to downgrade at any point after hitting the £10k spend, would it be possible to go back to the gold card? I anticipate to hit it in a month or two and would have had the card for 2-3 months. Furthermore, if I spend the dining credit/ HN credits- would I still be entitled a pro rata refund “of the Platinum card” for the remaining membership months? Or will that be deducted from me? Because in essence I would be spending £150 local dining+ £100 local dining (next year) and £50+£50 HN credit, and then exiting.
Wanna know as well
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