Should I keep my Amex Avios Premium?

[DPop]

Hoping for a bit of wisdom from more experienced members.

I currently hold the BA Premium Plus Credit Card and a regular Barclaycard. With my collection year renewing in October, really unsure whether it is worth paying the £300 to continue the membership.
My partner and I take a 1 long haul trip per year in economy as I can never make the points for Business, First Class. I recently got my companion voucher and also a barclays upgrade voucher. Also hoping to start a family in a year or so which means not much long haul travelling for a year or so.
Anyway, to my question, I am planning to open the free Avios Barclaycard to keep collecting avios but not sure whether to:

1. Continue with the premium Amex and pay the £300 fee
2. Close the card and instead open the free Amex rewards card or the Nectar card to get membership points which I can eventually convert to avios. Once we can travel more, re-apply for the Amex BA Premium Plus card and pick up some good signing bonuses in 2 years time.
Just to mention, I can cover the £15000 limit, it’s more that we only do one big trip a year and not sure whether the fee is justified (especially as I have some vouchers to use up in the next 2 years).
Thanks for reading!

[Scott]

Why on earth are you paying £300 for the card if you don’t make use of it’s main feature – the premium cabin companion voucher. The free BA Amex would give you a companion voucher for use in Economy.

The other benefit of the paid card is earning an extra 0.5 Avios per £ spent, so if you spend £15k in a year you’re earning an extra 7,500 Avios and paying £300 for the privilege. Does this seem like a good deal to you?

[CJD]

Scott wrote:

Why on earth are you paying £300 for the card if you don’t make use of it’s main feature – the premium cabin companion voucher. The free BA Amex would give you a companion voucher for use in Economy.

The other benefit of the paid card is earning an extra 0.5 Avios per £ spent, so if you spend £15k in a year you’re earning an extra 7,500 Avios and paying £300 for the privilege. Does this seem like a good deal to you?

Hint: you can purchase 7,500 Avios for about £70 through Avios Boost.

[TGLoyalty]

The nectar card is the best low fee almost free Avios collecting card there is and more importantly doesnt stop you getting the BAPP sign up bonus later on.

[zapato1060]

I think you got your answer OP. No reason for you to be anywhere near the BAPP. The Nectar will give you 1.25 Avios per £1 for a free card in first year. £30 for 2nd.

[dmm27]

TGLoyalty wrote:

The nectar card is the best low fee almost free Avios collecting card there is and more importantly doesnt stop you getting the BAPP sign up bonus later on.

Wouldnt the free Barclays Avios make more sense? Retaining anything in the AMEX family prevents you from getting a SUB in 2 years for the sake of an extra 0.25 Avios.

[memesweeper]

dmm27 wrote:

TGLoyalty wrote:

The nectar card is the best low fee almost free Avios collecting card there is and more importantly doesnt stop you getting the BAPP sign up bonus later on.

Wouldnt the free Barclays Avios make more sense? Retaining anything in the AMEX family prevents you from getting a SUB in 2 years for the sake of an extra 0.25 Avios.

… and the value of Amex offers, which on a Nectar might be pretty decent. Same with ARCC — despite the loss of a maybe future SUB, you get two years of offers. You can track what the offers are worth over time and keep or close the card accordingly. Enhanced SUBs come and go but I’ve now been without a personal Amex for just over two years and I doubt it was worth the wait, even with my latest application landing with a mahoosive SUB.