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Forums Payment cards Other payment cards Any supplementary credit cards which let you set spend limits?

  • grtatyork 2 posts

    Hi fellow HfPers, I’ve been looking for a card provider that can offer supplementary cards so that:
    – They are under my account, I pay and carry the risk, get points if any etc
    – I can manage limits for each of the supplementary cards

    Typical use case is giving a card for allowance or expenses to school-age children, helpers, etc. Amex seems to offer as many supplementary cards as I want but there is no way to set limits for each, so kids could in theory bankrupt us easily (they seem keen on the idea!). HSBC rolled eyes and offer to send forms to create full accounts for each user. Going through FAQs in Curve or similar yields nothing. Any ideas?

    Rob
    HfP Staff
    2,588 posts

    On Amex Business cards, you can set a limit on supplementary cards. I’ve never seen a similar feature on personal Amex cards which I agree is a bit of a missed opportunity.

    Talay 35 posts

    I’ve asked for this previously from Amex, Creation, Barclays, HSBC and Nationwide and you’d think, I’d asked them to sell me their granny !

    I just took out the BA Business Amex so I will ask them.

    I’ve just checked online and there is no place to manage the secondary card member limits online. Truly this must be so simple to organise, manage, review, change etc.

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