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Forums Payment cards American Express Upgrade to BAPP – immediate effect if not deferred?

  • 213 posts

    If I upgrade to the BAPP card and I’m accepted without being deferred, would the change apply immediately?

    I have a big purchase I need to make today and I was wondering if I should upgrade before I do that.

    11,372 posts

    It’s quick but not that quick! Also not everyone is being accepted these days.

    640 posts

    I upgraded a couple of weeks ago using the special page on the website https://www.americanexpress.com/uk/benefits/upgrade/ba-premium-plus-credit-card/

    The upgrade was approved immediately, and the new card was showing in the app in less than half an hour.

    But I was at the start of a new collection year and don’t usually play the upgrade/downgrade game.

    213 posts

    It’s quick but not that quick! Also not everyone is being accepted these days.

    It might actually be THAT quick. I called to upgrade, got accepted and BAPP is showing already in my account, insurances are active, so perhaps the earning rate change will be effective immediately.

    The companion voucher counter is still showing the £12,000 threshold. Maybe that’ll take some time.

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