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Forums Payment cards Barclaycard Avios Upgrading free to paid card

  • 1,402 posts

    Does anyone know if an upgrade of the card trigger a credit search?

    854 posts

    I can’t swear to it but I don’t believe so. I’ve done it twice previously and although wasn’t specifically looking I’ve never noticed a credit search. As you continue with the same credit limit and internal Barclays account number (as opposed to the card number which does change) there doesn’t seem any obvious need as they aren’t offering any new credit services.

    156 posts

    Just jumping on this – I need to go the other way and downgrade to the free one.

    Is it just a case of going to ‘Card > Barclaycard Avios Plus > Change to a different card > Get Barclaycard Avios’?

    Kinda feels like that’s applying for a new card, rather than downgrading. Or does it amount to the same thing.

    854 posts

    Not sure why ‘Change to a different card’ feels like ‘Apply for a new card’, but yes that’s what you do. It takes effect from your next statement date.

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