Using Curve to pay off Barclays card?

[Jan M]

I get an error message when I try to pay off my Barclays Avios card with my Curve card, saying they only accept UK debit cards. I can’t even get to the second page where you enter your CVV, so it must deduce this from the 16 digit code. Does anyone else get this or am I just unlucky?

[NorthernLass]

I think Barclays blocked Curve some time ago, a lot of financial institutions don’t like it.

[Harrier25]

I have no idea why anyone would want to pay Curve £150 a year for MS benefits that are reducing at an astounding rate!

[Toaster]

I’d say the MS benefits are reducing gradually rather than astoundingly.

Eight months in the Metal card has paid for itself and I’m £250 up and should have further £200 by the end of the 12 months.

For maybe 15 minutes of extra banking admin per month it’s worth it to me.

[Sprout]

Harrier25 wrote:

I have no idea why anyone would want to pay Curve £150 a year for MS benefits that are reducing at an astounding rate!

I have no idea why anybody wouldn’t want to. Annual costs covered in month 1 = 11 months pure profit! No brainer.

[NorthernLass]

@Harrier25, the blockage is only in 1 direction …

[Rui N.]

Harrier25 wrote:

I have no idea why anyone would want to pay Curve £150 a year for MS benefits that are reducing at an astounding rate!

How do you need to spam all Curve topics with the same stuff?
Barclays has blocked Curve payments even before Metal existed, so what you said is totally irrelevant for this conversation.

[Harrier25]

Rui N. wrote:

How do you need to spam all Curve topics with the same stuff?

First time I have raised this, so you must be getting me confused with somebody else. With all due respect, I’m not spamming, just putting forward a point of view, just as you are.

I do have Curve Black Legacy which allows me to make cash withdrawals and has unlimited FX spend for free. If I upgrade, there will be no way back, and the basic free card is not as good as I currently have based just on the FX spend.

[NorthernLass]

It’s a fair point, as the very long Virgin thread shows! Only time will show if it was the right decision.

[Rui N.]

If he wants to raise the point he can raise it in a proper thread, no need for off topic that is completely irrelevant to this thread. (And this is one of the many reasons we need proper moderators, of course.)

[Harrier25]

Rui N. wrote:

If he wants to raise the point he can raise it in a proper thread, no need for off topic that is completely irrelevant to this thread. (And this is one of the many reasons we need proper moderators, of course.)

🙄

[The Urbanite]

A few years ago Barclaycard sent out a letter stating they would no longer accept Curve for account payments. Looks like the policy has remained in place.

To get around this, why not just top up a different card account with Curve and use that to pay off Barclaycard using the card or bank transfer? Revolut is still accepting debit cards for loading right?

[Harrier25]

It is, but @Reney reported at the start of July topping up Revolut with Curve Metal as a test and was closed down a few days later.

[Jan M]

The Urbanite wrote:

A few years ago Barclaycard sent out a letter stating they would no longer accept Curve for account payments. Looks like the policy has remained in place.

To get around this, why not just top up a different card account with Curve and use that to pay off Barclaycard using the card or bank transfer? Revolut is still accepting debit cards for loading right?

Thanks! Only asked because I was wondering if Curve would let me use my Chase account with its 1% cashback to pay off the balance (and double dip the rewards). Cheeky but guess we’ll never know.

I only have the free Curve version, but it’s getting pretty pointless when you’re only allowed two cards.

[Harrier25]

😂 That’ll teach us all to just assume that @Jan M was with Curve Metal 🤣 Fan-tastic. That’s made my day!

The answer is definitely No! Chase will not pay you 1% if you pay off a credit card with free Curve.

[Harrier25]

.

[The Urbanite]

Jan M wrote:

The Urbanite wrote:

A few years ago Barclaycard sent out a letter stating they would no longer accept Curve for account payments. Looks like the policy has remained in place.

To get around this, why not just top up a different card account with Curve and use that to pay off Barclaycard using the card or bank transfer? Revolut is still accepting debit cards for loading right?

Thanks! Only asked because I was wondering if Curve would let me use my Chase account with its 1% cashback to pay off the balance (and double dip the rewards). Cheeky but guess we’ll never know.

I only have the free Curve version, but it’s getting pretty pointless when you’re only allowed two cards.

Chase have got all the mainstream MS routes sussed, the list of merchant types excluded from the rewards scheme is extensive and does include prepaid card loads!

[Shaba]

Toaster wrote:

I’d say the MS benefits are reducing gradually rather than astoundingly.

Eight months in the Metal card has paid for itself and I’m £250 up and should have further £200 by the end of the 12 months.

For maybe 15 minutes of extra banking admin per month it’s worth it to me.

Would you be able to point me in the right direction to find out the basics of MS with curve? I’d like to get the curve metal card in general for spending abroad, but the cost doesn’t justify itself just for that.

[Toaster]

Shaba wrote:

Toaster wrote:

I’d say the MS benefits are reducing gradually rather than astoundingly.

Eight months in the Metal card has paid for itself and I’m £250 up and should have further £200 by the end of the 12 months.

For maybe 15 minutes of extra banking admin per month it’s worth it to me.

Would you be able to point me in the right direction to find out the basics of MS with curve? I’d like to get the curve metal card in general for spending abroad, but the cost doesn’t justify itself just for that.

Read/search through old posts and chat on hfp.

[NorthernLass]

Is the monthly netal limit per calendar month or a rolling 30 days, I’ve seen both claimed?

[Carlos]

NorthernLass wrote:

Is the monthly netal limit per calendar month or a rolling 30 days, I’ve seen both claimed?

Calendar month

[NorthernLass]

Thanks – good, then, as tomorrow is a new month!

[Dudulle]

While it is per calendar month, Curve’s calendar month does not start at midnight. Not sure exactly when it resets but support will refund the fees if you make a payment too early.

[VinZ]

Sprout wrote:

Harrier25 wrote:

I have no idea why anyone would want to pay Curve £150 a year for MS benefits that are reducing at an astounding rate!

I have no idea why anybody wouldn’t want to. Annual costs covered in month 1 = 11 months pure profit! No brainer.

I’d be interested to know how you make this profit? I’m genuinely asking as I don’t see the benefit of having my curve basic other than free cash withdrawals on cc.

[NorthernLass]

Dudulle wrote:

While it is per calendar month, Curve’s calendar month does not start at midnight. Not sure exactly when it resets but support will refund the fees if you make a payment too early.

Just as a DP then, I made 2 payments between 6 – 6.30 am today and haven’t been charged for either of them.