What happens on large refunds after earning an Amex SUB?
- You must be logged in to reply to this topic.
Popular articles this week:
Maximise your Avios, air miles and hotel points
Forums › Payment cards › American Express › What happens on large refunds after earning an Amex SUB?
I am looking at potentially putting a large deposit for a group hotel booking happening next year onto a new Amex Plat which would take me some way towards the SUB. However, the deposit is refundable – I just wanted to find out what happens when refunds are processed after having obtained the SUB?
I would likely still be over the net 6 grand spend in 6 months but just interested to know what would happen if my net spend went below £6,000 during those 6 months? Particularly if I was considering downgrading or cancelling the card soon after hitting the SUB.
If your net spend is below the 6k in 6 mths after the refund then the SUB will be clawed back.
If you’ve withdrawn the MR already or cancelled the card you end up with a negative MR balance. No implications other than potential bad rep with Amex. Don’t be surprised if you end up on a back office blacklist for future applications.
Not quite the same thing as we’d already earned the bonus but we put a large spend (£8k) on the “wrong” BAPP card, then had it refunded a few days later. It triggered the 2 4 1 voucher and that was available for use even after the refund. Unsurprisingly, despite the AMEX app saying we had to spend another £8k to trigger the 241 voucher, when we did so many months later we didn’t get a second one!
Popular articles this week:
Welcome! We’re the UK’s most-read source of business travel, Avios, frequent flyer and hotel loyalty news. Let us improve how you travel. Got any questions? Ask them in our forums.
Our luxury hotel booking service offers you GUARANTEED extra benefits over booking direct. Works with Four Seasons, Mandarin Oriental, The Ritz Carlton, St Regis and more. We've booked £1.7 million of rooms to date. Click for details.
"*" indicates required fields
The UK's biggest frequent flyer website uses cookies, which you can block via your browser settings. Continuing implies your consent to this policy. Our privacy policy is here.