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Forums Payment cards American Express When to cancel Amex Platinum?

  • PlaneyMcPlaneFace 34 posts

    Hi, I hope it’s ok to ask this here? I’m new to points collecting, I have just hit my £6k spend on my Amex Platinum, I doubt I will use the other benefits, I don’t see how I will use the Amex Travel voucher, I have used the cash back from Harvey Nichols already, I am in my first month so should I turn the points into avios and cancel the card so I get 11 months fee back? I don’t think I’ve paid the fee yet so how would that work? Any reasons I am missing that say I should keep it?

    Sorry for all the questions, can I trade in points for virgin points as well as avios? If so which is better? I currently have Avios 107k virgin 50k, would like to use any points I have against a family holiday in November, I am collecting more avios as I’m spending money for my business on Capital on Tap card.

    Nigel Keya 80 posts

    There’s no ‘should’.

    You will get pro-rata refund of annual fee.

    There is no ‘better’ between Virgin points and BA Avios – you choose.

    To each according to their need. Probably always a fallacy.

    PlaneyMcPlaneFace 34 posts

    There’s no ‘should’.

    You will get pro-rata refund of annual fee.

    There is no ‘better’ between Virgin points and BA Avios – you choose.

    To each according to their need. Probably always a fallacy.

    I’ve been reading about avios being devalued so was thinking it might be best to go virgin even though I’m finding it easier to collect the avios day to day, Thankyou for the advice, you guys blow my mind with your knowledge about all this.

    aq.1988 485 posts

    You say you want to use your points for a family holiday in November, have you checked how many points you would need with Virgin and BA? And how much the taxes would be? The routes I look at Virgin tends to require fewer points, but they have much fewer route options compared to BA.

    That might help you decide where to transfer your points.

    If you cancel your card, you would need to transfer your MR points out to avoid losing them. I think you have 30 days to do so.

    If you want to keep your points, and not have to transfer them out yet (as you really should only transfer them when you know you are going to use them), is to open the free Amex Rewards Credit Card, which also earns 1 point per £1. You wouldn’t be entitled to any sign up bonus though, and it would prevent you from restarting your 24 month clock for a fresh SUB.

    PlaneyMcPlaneFace 34 posts

    You say you want to use your points for a family holiday in November, have you checked how many points you would need with Virgin and BA? And how much the taxes would be? The routes I look at Virgin tends to require fewer points, but they have much fewer route options compared to BA.

    That might help you decide where to transfer your points.

    If you cancel your card, you would need to transfer your MR points out to avoid losing them. I think you have 30 days to do so.

    If you want to keep your points, and not have to transfer them out yet (as you really should only transfer them when you know you are going to use them), is to open the free Amex Rewards Credit Card, which also earns 1 point per £1. You wouldn’t be entitled to any sign up bonus though, and it would prevent you from restarting your 24 month clock for a fresh SUB.

    Hi, I accidentally had enough points for a May 23 trip to Florida for my wife and me with Virgin, this is what opened my eyes to the value of collecting airmiles, I have since found it to be my new hobby, I stupidly assumed BA would need a similar amount to virgin, we are hoping to go with our around twenty year old daughters back to Florida in November 23 so was hoping to collect enough points by then. I will checkout the points needed for BA Thankyou.

    I have struggled a little bit to use Amex for my business spending, I am having to pay my Amex balance off with my personal debit card then bank transfer the money back into my account from business account, this feels at very best dodgy, this is when I can find a supplier that accepts the Amex at all, the Capital on Tap business card along with the paid for Curve card has proved very easy, most people accept them and it connects to my Xero software, feels much more legit. So I was thinking just stick to that for business spends and use the two Virgin Atlantic paid for cards for the Virgin points.

    We also get two companion vouchers once we hit £10k spend I believe on the Virgin cards.

    May I ask what MR points are please? And why is it better to keep them on the card account until use please?

    Thankyou for advice, much appreciated

    aq.1988 485 posts

    You say you want to use your points for a family holiday in November, have you checked how many points you would need with Virgin and BA? And how much the taxes would be? The routes I look at Virgin tends to require fewer points, but they have much fewer route options compared to BA.

    That might help you decide where to transfer your points.

    If you cancel your card, you would need to transfer your MR points out to avoid losing them. I think you have 30 days to do so.

    If you want to keep your points, and not have to transfer them out yet (as you really should only transfer them when you know you are going to use them), is to open the free Amex Rewards Credit Card, which also earns 1 point per £1. You wouldn’t be entitled to any sign up bonus though, and it would prevent you from restarting your 24 month clock for a fresh SUB.

    Hi, I accidentally had enough points for a May 23 trip to Florida for my wife and me with Virgin, this is what opened my eyes to the value of collecting airmiles, I have since found it to be my new hobby, I stupidly assumed BA would need a similar amount to virgin, we are hoping to go with our around twenty year old daughters back to Florida in November 23 so was hoping to collect enough points by then. I will checkout the points needed for BA Thankyou.

    I have struggled a little bit to use Amex for my business spending, I am having to pay my Amex balance off with my personal debit card then bank transfer the money back into my account from business account, this feels at very best dodgy, this is when I can find a supplier that accepts the Amex at all, the Capital on Tap business card along with the paid for Curve card has proved very easy, most people accept them and it connects to my Xero software, feels much more legit. So I was thinking just stick to that for business spends and use the two Virgin Atlantic paid for cards for the Virgin points.

    We also get two companion vouchers once we hit £10k spend I believe on the Virgin cards.

    May I ask what MR points are please? And why is it better to keep them on the card account until use please?

    Thankyou for advice, much appreciated

    I only got into the points game last November myself, and it is quite addictive.

    You might find the BA points required to be slightly higher, but they do have options to use fewer points, and spend more in taxes. I flew long haul return in business (upper class) on VS (Virgin) earlier this year and it was 75k points, on BA it would have been 100k. For economy it would have been 20k on VS and 26k on BA. You’ll also need to check availability as there’s no guarantee you can find availability for 4 of you (assuming you have 2 daughters). Which cabin are you looking to fly in?

    I don’t have any knowledge of using it for business purposes, I’m afraid, so don’t know if there’s a better way to use it.

    MR points are the Membership Rewards points you are earning on your Amex Plat.

    Mainly because the transfers are irreversible, so if you transfer to BA and later realise you want to use with Virgin, you’re stuck. Plus, there is the risk of devaluation of one of the points programmes.

    DTR 111 posts

    Don’t forget your dining credit. If you keep the card to January you’ll have £150 Uk credit now and anther £150 in Jan itself. Also depends on whether you have any other imminent trips that you can benefit from the travel/car hire insurance and lounge access…

    PlaneyMcPlaneFace 34 posts

    You say you want to use your points for a family holiday in November, have you checked how many points you would need with Virgin and BA? And how much the taxes would be? The routes I look at Virgin tends to require fewer points, but they have much fewer route options compared to BA.

    That might help you decide where to transfer your points.

    If you cancel your card, you would need to transfer your MR points out to avoid losing them. I think you have 30 days to do so.

    If you want to keep your points, and not have to transfer them out yet (as you really should only transfer them when you know you are going to use them), is to open the free Amex Rewards Credit Card, which also earns 1 point per £1. You wouldn’t be entitled to any sign up bonus though, and it would prevent you from restarting your 24 month clock for a fresh SUB.

    Hi, I accidentally had enough points for a May 23 trip to Florida for my wife and me with Virgin, this is what opened my eyes to the value of collecting airmiles, I have since found it to be my new hobby, I stupidly assumed BA would need a similar amount to virgin, we are hoping to go with our around twenty year old daughters back to Florida in November 23 so was hoping to collect enough points by then. I will checkout the points needed for BA Thankyou.

    I have struggled a little bit to use Amex for my business spending, I am having to pay my Amex balance off with my personal debit card then bank transfer the money back into my account from business account, this feels at very best dodgy, this is when I can find a supplier that accepts the Amex at all, the Capital on Tap business card along with the paid for Curve card has proved very easy, most people accept them and it connects to my Xero software, feels much more legit. So I was thinking just stick to that for business spends and use the two Virgin Atlantic paid for cards for the Virgin points.

    We also get two companion vouchers once we hit £10k spend I believe on the Virgin cards.

    May I ask what MR points are please? And why is it better to keep them on the card account until use please?

    Thankyou for advice, much appreciated

    I only got into the points game last November myself, and it is quite addictive.

    You might find the BA points required to be slightly higher, but they do have options to use fewer points, and spend more in taxes. I flew long haul return in business (upper class) on VS (Virgin) earlier this year and it was 75k points, on BA it would have been 100k. For economy it would have been 20k on VS and 26k on BA. You’ll also need to check availability as there’s no guarantee you can find availability for 4 of you (assuming you have 2 daughters). Which cabin are you looking to fly in?

    I don’t have any knowledge of using it for business purposes, I’m afraid, so don’t know if there’s a better way to use it.

    MR points are the Membership Rewards points you are earning on your Amex Plat.

    Mainly because the transfers are irreversible, so if you transfer to BA and later realise you want to use with Virgin, you’re stuck. Plus, there is the risk of devaluation of one of the points programmes.

    Yes very addictive but I think worse things to get addicted to out there.

    I/we don’t enjoy the flight so the higher the cabin, the better, I am tall and wide so a couple of inches leg room or better still stretching out room in upper class is lovely, only managed UC once, it cost £12k so without points I doubt I could ever justify that again. I had accumulated 97k in virgin points, we got two premium VS return flights in May for 90k points, Amazing! So here I am trying to absorb your knowledge, 2 months in and it’s a lot of fun, plus it’s making me more frugal in general which sounds pretty good when I’m listening to the financial issues the world seems to have, not that I understand any of it.

    Leaving the points where they are makes perfect sense, Thankyou, this means sitting on my hands because I’m loving watching the airmiles tally grow but I will do as you suggest, Thankyou so much.

    PlaneyMcPlaneFace 34 posts

    Don’t forget your dining credit. If you keep the card to January you’ll have £150 Uk credit now and anther £150 in Jan itself. Also depends on whether you have any other imminent trips that you can benefit from the travel/car hire insurance and lounge access…

    I have briefly looked into the dining credit but it seems to be, there are certain restaurants where it can be used, we live outside London nowadays and try to avoid going back into it wherever possible, I could well have totally misunderstood the dining part though?

    We have May and hopefully November trips to Florida (only place we ever go). I do love a lounge but I have been reading about people not being allowed into the lounges with the pass? This sounds embarrassing being turned away? If it’s just the “maybe” lounge access, I’d sooner pay than suffer the rejection hehe

    Car insurance always seems to be included in the car hire and I have existing health things (T1 diabetic, post heart bypass etc) so I like to make sure I’m 100% covered, I just paid over £500 for annual multi trip cover with Allclear but it gives me peace of mind, I would worry after reading about the blanket cover, once again most likely misunderstanding it.

    Thankyou for your advice, you folks are amazing.

    whatever 5 posts

    I’ve just experienced not being allowed access into the Aspire lounge at Newcastle airport which was a great start as it was the first flight using the priority pass as recently got an Amex platinum card.

    Bit embarrassing tbh as they were letting in pre-booked access which you’re unable to do with priority pass, and BA business etc.

    Whilst I won’t use this option that often as a benefit I do feel this could be a regular experience as most airports are busy so not sure this benefits going to be a reason to keep the card beyond the 60k sign up bonus. We shall see🤔

    PlaneyMcPlaneFace 34 posts

    I’ve just experienced not being allowed access into the Aspire lounge at Newcastle airport which was a great start as it was the first flight using the priority pass as recently got an Amex platinum card.

    Bit embarrassing tbh as they were letting in pre-booked access which you’re unable to do with priority pass, and BA business etc.

    Whilst I won’t use this option that often as a benefit I do feel this could be a regular experience as most airports are busy so not sure this benefits going to be a reason to keep the card beyond the 60k sign up bonus. We shall see🤔

    This is my exact fear, I find the whole airport/airline experience strange, things we accept as ok there are completely unacceptable elsewhere. this is a perfect example, the card has been sold as having lounge access as one of its biggest perks but then we may be refused access? feels like false advertising even though I’m sure its in the terms and conditions.Thankyou for confirming my fears, this could be the final nail in the platinum cards coffin.

    aq.1988 485 posts

    You can always fly you and your wife in a higher cabin and put your daughters in Economy to save some points! If you’re paying for it, I’m sure they wouldn’t mind too much:)

    If you want to keep your points where they are but can’t justify the fee for the Amex Plat, I go back to my earlier suggestion, which is to go for the free Amex Rewards Credit Card (ARCC). I would do that first, and then cancel the Plat, just in case they reject the app. Thats what I did, I got the Gold card last year, and pre-emptively a fee months ago signed up for the ARCC, so that I can cancel my Gold once the 2nd year fee posts (unless they offer a decent retention bonus).

    aq.1988 485 posts

    You say you want to use your points for a family holiday in November, have you checked how many points you would need with Virgin and BA? And how much the taxes would be? The routes I look at Virgin tends to require fewer points, but they have much fewer route options compared to BA.

    That might help you decide where to transfer your points.

    If you cancel your card, you would need to transfer your MR points out to avoid losing them. I think you have 30 days to do so.

    If you want to keep your points, and not have to transfer them out yet (as you really should only transfer them when you know you are going to use them), is to open the free Amex Rewards Credit Card, which also earns 1 point per £1. You wouldn’t be entitled to any sign up bonus though, and it would prevent you from restarting your 24 month clock for a fresh SUB.

    Hi, I accidentally had enough points for a May 23 trip to Florida for my wife and me with Virgin, this is what opened my eyes to the value of collecting airmiles, I have since found it to be my new hobby, I stupidly assumed BA would need a similar amount to virgin, we are hoping to go with our around twenty year old daughters back to Florida in November 23 so was hoping to collect enough points by then. I will checkout the points needed for BA Thankyou.

    I have struggled a little bit to use Amex for my business spending, I am having to pay my Amex balance off with my personal debit card then bank transfer the money back into my account from business account, this feels at very best dodgy, this is when I can find a supplier that accepts the Amex at all, the Capital on Tap business card along with the paid for Curve card has proved very easy, most people accept them and it connects to my Xero software, feels much more legit. So I was thinking just stick to that for business spends and use the two Virgin Atlantic paid for cards for the Virgin points.

    We also get two companion vouchers once we hit £10k spend I believe on the Virgin cards.

    May I ask what MR points are please? And why is it better to keep them on the card account until use please?

    Thankyou for advice, much appreciated

    I only got into the points game last November myself, and it is quite addictive.

    You might find the BA points required to be slightly higher, but they do have options to use fewer points, and spend more in taxes. I flew long haul return in business (upper class) on VS (Virgin) earlier this year and it was 75k points, on BA it would have been 100k. For economy it would have been 20k on VS and 26k on BA. You’ll also need to check availability as there’s no guarantee you can find availability for 4 of you (assuming you have 2 daughters). Which cabin are you looking to fly in?

    I don’t have any knowledge of using it for business purposes, I’m afraid, so don’t know if there’s a better way to use it.

    MR points are the Membership Rewards points you are earning on your Amex Plat.

    Mainly because the transfers are irreversible, so if you transfer to BA and later realise you want to use with Virgin, you’re stuck. Plus, there is the risk of devaluation of one of the points programmes.

    Yes very addictive but I think worse things to get addicted to out there.

    I/we don’t enjoy the flight so the higher the cabin, the better, I am tall and wide so a couple of inches leg room or better still stretching out room in upper class is lovely, only managed UC once, it cost £12k so without points I doubt I could ever justify that again. I had accumulated 97k in virgin points, we got two premium VS return flights in May for 90k points, Amazing! So here I am trying to absorb your knowledge, 2 months in and it’s a lot of fun, plus it’s making me more frugal in general which sounds pretty good when I’m listening to the financial issues the world seems to have, not that I understand any of it.

    Leaving the points where they are makes perfect sense, Thankyou, this means sitting on my hands because I’m loving watching the airmiles tally grow but I will do as you suggest, Thankyou so much.

    You can always fly you and your wife in a higher cabin and put your daughters in Economy to save some points! If you’re paying for it, I’m sure they wouldn’t mind too much:)

    If you want to keep your points where they are but can’t justify the fee for the Amex Plat, I go back to my earlier suggestion, which is to go for the free Amex Rewards Credit Card (ARCC). I would do that first, and then cancel the Plat, just in case they reject the app. That’s what I did, I got the Gold card last year, and pre-emptively a fee months ago signed up for the ARCC, so that I can cancel my Gold once the 2nd year fee posts (unless they offer a decent retention bonus).

    aq.1988 485 posts

    You say you want to use your points for a family holiday in November, have you checked how many points you would need with Virgin and BA? And how much the taxes would be? The routes I look at Virgin tends to require fewer points, but they have much fewer route options compared to BA.

    That might help you decide where to transfer your points.

    If you cancel your card, you would need to transfer your MR points out to avoid losing them. I think you have 30 days to do so.

    If you want to keep your points, and not have to transfer them out yet (as you really should only transfer them when you know you are going to use them), is to open the free Amex Rewards Credit Card, which also earns 1 point per £1. You wouldn’t be entitled to any sign up bonus though, and it would prevent you from restarting your 24 month clock for a fresh SUB.

    Hi, I accidentally had enough points for a May 23 trip to Florida for my wife and me with Virgin, this is what opened my eyes to the value of collecting airmiles, I have since found it to be my new hobby, I stupidly assumed BA would need a similar amount to virgin, we are hoping to go with our around twenty year old daughters back to Florida in November 23 so was hoping to collect enough points by then. I will checkout the points needed for BA Thankyou.

    I have struggled a little bit to use Amex for my business spending, I am having to pay my Amex balance off with my personal debit card then bank transfer the money back into my account from business account, this feels at very best dodgy, this is when I can find a supplier that accepts the Amex at all, the Capital on Tap business card along with the paid for Curve card has proved very easy, most people accept them and it connects to my Xero software, feels much more legit. So I was thinking just stick to that for business spends and use the two Virgin Atlantic paid for cards for the Virgin points.

    We also get two companion vouchers once we hit £10k spend I believe on the Virgin cards.

    May I ask what MR points are please? And why is it better to keep them on the card account until use please?

    Thankyou for advice, much appreciated

    I only got into the points game last November myself, and it is quite addictive.

    You might find the BA points required to be slightly higher, but they do have options to use fewer points, and spend more in taxes. I flew long haul return in business (upper class) on VS (Virgin) earlier this year and it was 75k points, on BA it would have been 100k. For economy it would have been 20k on VS and 26k on BA. You’ll also need to check availability as there’s no guarantee you can find availability for 4 of you (assuming you have 2 daughters). Which cabin are you looking to fly in?

    I don’t have any knowledge of using it for business purposes, I’m afraid, so don’t know if there’s a better way to use it.

    MR points are the Membership Rewards points you are earning on your Amex Plat.

    Mainly because the transfers are irreversible, so if you transfer to BA and later realise you want to use with Virgin, you’re stuck. Plus, there is the risk of devaluation of one of the points programmes.

    Yes very addictive but I think worse things to get addicted to out there.

    I/we don’t enjoy the flight so the higher the cabin, the better, I am tall and wide so a couple of inches leg room or better still stretching out room in upper class is lovely, only managed UC once, it cost £12k so without points I doubt I could ever justify that again. I had accumulated 97k in virgin points, we got two premium VS return flights in May for 90k points, Amazing! So here I am trying to absorb your knowledge, 2 months in and it’s a lot of fun, plus it’s making me more frugal in general which sounds pretty good when I’m listening to the financial issues the world seems to have, not that I understand any of it.

    Leaving the points where they are makes perfect sense, Thankyou, this means sitting on my hands because I’m loving watching the airmiles tally grow but I will do as you suggest, Thankyou so much.

    You could always fly yourself and your wife in a higher cabin and put your daughters in Economy to save some of your points! If you’re paying for it, I’m sure they won’t mind 🙂

    If you want to keep your points where they are, but can’t justify the fee for the Plat, I go back to my earlier suggestion to apply for the free Amex Reward card. I would do that first before cancelling the Plat, just in case the app is rejected. That’s what I did, I signed up for the Gold card last year, and a couple months ago I pre-emptively signed up for the Amex Rewards card, as I am planning to cancel the Gold when my 2nd year fee posts (unless they offer a decent retention bonus).

    PlaneyMcPlaneFace 34 posts

    You say you want to use your points for a family holiday in November, have you checked how many points you would need with Virgin and BA? And how much the taxes would be? The routes I look at Virgin tends to require fewer points, but they have much fewer route options compared to BA.

    That might help you decide where to transfer your points.

    If you cancel your card, you would need to transfer your MR points out to avoid losing them. I think you have 30 days to do so.

    If you want to keep your points, and not have to transfer them out yet (as you really should only transfer them when you know you are going to use them), is to open the free Amex Rewards Credit Card, which also earns 1 point per £1. You wouldn’t be entitled to any sign up bonus though, and it would prevent you from restarting your 24 month clock for a fresh SUB.

    Hi, I accidentally had enough points for a May 23 trip to Florida for my wife and me with Virgin, this is what opened my eyes to the value of collecting airmiles, I have since found it to be my new hobby, I stupidly assumed BA would need a similar amount to virgin, we are hoping to go with our around twenty year old daughters back to Florida in November 23 so was hoping to collect enough points by then. I will checkout the points needed for BA Thankyou.

    I have struggled a little bit to use Amex for my business spending, I am having to pay my Amex balance off with my personal debit card then bank transfer the money back into my account from business account, this feels at very best dodgy, this is when I can find a supplier that accepts the Amex at all, the Capital on Tap business card along with the paid for Curve card has proved very easy, most people accept them and it connects to my Xero software, feels much more legit. So I was thinking just stick to that for business spends and use the two Virgin Atlantic paid for cards for the Virgin points.

    We also get two companion vouchers once we hit £10k spend I believe on the Virgin cards.

    May I ask what MR points are please? And why is it better to keep them on the card account until use please?

    Thankyou for advice, much appreciated

    I only got into the points game last November myself, and it is quite addictive.

    You might find the BA points required to be slightly higher, but they do have options to use fewer points, and spend more in taxes. I flew long haul return in business (upper class) on VS (Virgin) earlier this year and it was 75k points, on BA it would have been 100k. For economy it would have been 20k on VS and 26k on BA. You’ll also need to check availability as there’s no guarantee you can find availability for 4 of you (assuming you have 2 daughters). Which cabin are you looking to fly in?

    I don’t have any knowledge of using it for business purposes, I’m afraid, so don’t know if there’s a better way to use it.

    MR points are the Membership Rewards points you are earning on your Amex Plat.

    Mainly because the transfers are irreversible, so if you transfer to BA and later realise you want to use with Virgin, you’re stuck. Plus, there is the risk of devaluation of one of the points programmes.

    Yes very addictive but I think worse things to get addicted to out there.

    I/we don’t enjoy the flight so the higher the cabin, the better, I am tall and wide so a couple of inches leg room or better still stretching out room in upper class is lovely, only managed UC once, it cost £12k so without points I doubt I could ever justify that again. I had accumulated 97k in virgin points, we got two premium VS return flights in May for 90k points, Amazing! So here I am trying to absorb your knowledge, 2 months in and it’s a lot of fun, plus it’s making me more frugal in general which sounds pretty good when I’m listening to the financial issues the world seems to have, not that I understand any of it.

    Leaving the points where they are makes perfect sense, Thankyou, this means sitting on my hands because I’m loving watching the airmiles tally grow but I will do as you suggest, Thankyou so much.

    You could always fly yourself and your wife in a higher cabin and put your daughters in Economy to save some of your points! If you’re paying for it, I’m sure they won’t mind 🙂

    If you want to keep your points where they are, but can’t justify the fee for the Plat, I go back to my earlier suggestion to apply for the free Amex Reward card. I would do that first before cancelling the Plat, just in case the app is rejected. That’s what I did, I signed up for the Gold card last year, and a couple months ago I pre-emptively signed up for the Amex Rewards card, as I am planning to cancel the Gold when my 2nd year fee posts (unless they offer a decent retention bonus).

    Oh they would most definitely mind! haha

    I will do just that, I will apply for the free card, Thankyou.

    PlaneyMcPlaneFace 34 posts

    May I ask, I apply for the ARCC which is the “American Express Rewards Credit Card”? Do I then have to transfer the points somehow? or if I cancel the Platinum the points will auto transfer? sorry to be such a newbie.

    memesweeper 1,299 posts

    May I ask, I apply for the ARCC which is the “American Express Rewards Credit Card”? Do I then have to transfer the points somehow? or if I cancel the Platinum the points will auto transfer? sorry to be such a newbie.

    They should link both cards to one MR account automatically. If you end up with two MR accounts, call up to fix it.

    marshy11 250 posts

    I have briefly looked into the dining credit but it seems to be, there are certain restaurants where it can be used, we live outside London nowadays and try to avoid going back into it wherever possible, I could well have totally misunderstood the dining part though?

    We live in Cornwall and whilst there is one place in Cornwall to spend, we are using ours this weekend at the Ivy in Guildford. I don’t know where you live and what your normal plans are but for us to not leave Cornwall in 6 months and go somewhere we can spend the dining credit would be unheard of. Are you not able to utilise any of it?

    PlaneyMcPlaneFace 34 posts

    I have briefly looked into the dining credit but it seems to be, there are certain restaurants where it can be used, we live outside London nowadays and try to avoid going back into it wherever possible, I could well have totally misunderstood the dining part though?

    We live in Cornwall and whilst there is one place in Cornwall to spend, we are using ours this weekend at the Ivy in Guildford. I don’t know where you live and what your normal plans are but for us to not leave Cornwall in 6 months and go somewhere we can spend the dining credit would be unheard of. Are you not able to utilise any of it?

    Thankyou, We live in Banstead Surrey so not very far away from Guildford, I never realised they had options outside the smoke, the menu looks very posh, maybe I’m being a little hasty 🙂

    PlaneyMcPlaneFace 34 posts

    May I ask, I apply for the ARCC which is the “American Express Rewards Credit Card”? Do I then have to transfer the points somehow? or if I cancel the Platinum the points will auto transfer? sorry to be such a newbie.

    They should link both cards to one MR account automatically. If you end up with two MR accounts, call up to fix it.

    Thankyou

    marshy11 250 posts

    I have briefly looked into the dining credit but it seems to be, there are certain restaurants where it can be used, we live outside London nowadays and try to avoid going back into it wherever possible, I could well have totally misunderstood the dining part though?

    We live in Cornwall and whilst there is one place in Cornwall to spend, we are using ours this weekend at the Ivy in Guildford. I don’t know where you live and what your normal plans are but for us to not leave Cornwall in 6 months and go somewhere we can spend the dining credit would be unheard of. Are you not able to utilise any of it?

    Thankyou, We live in Banstead Surrey so not very far away from Guildford, I never realised they had options outside the smoke, the menu looks very posh, maybe I’m being a little hasty 🙂

    Well I can thoroughly recommend The Ivy Castle View Guildford – absolutely rocking all evening and still the service was second to none, lovely food. Cannot fault it.

    zapato1060 717 posts

    Def use £150 credit now. Then in early Jan 2023, use the £150 again and finally the Harvey nichols £50. Change points to Virgin or Avios and bouce to get your pro rata refund.

    islington234 15 posts

    So just to clarify: It is possible to cancel the Amex Platinum in the FIRST year itself (i.e say 3 months into getting it) – get the SUB after meeting spending requirements – and NOT have the SUB being clawed back? Coz it looks like for Amex Plat in the US it gets clawed back.

    Carlos 758 posts

    So just to clarify: It is possible to cancel the Amex Platinum in the FIRST year itself (i.e say 3 months into getting it) – get the SUB after meeting spending requirements – and NOT have the SUB being clawed back? Coz it looks like for Amex Plat in the US it gets clawed back.

    You will get a clawback, dont try to do any hanky panky

    islington234 15 posts

    So just to clarify: It is possible to cancel the Amex Platinum in the FIRST year itself (i.e say 3 months into getting it) – get the SUB after meeting spending requirements – and NOT have the SUB being clawed back? Coz it looks like for Amex Plat in the US it gets clawed back.

    You will get a clawback, dont try to do any hanky panky

    That is what I thought, but the OP was essentially asking the same thing, and no one seemed to have told him to not cancel since there will be a clawback.

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