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  • dan87 19 posts

    I’m close to cancelling my wife’s platinum card down, it has 85k reward points from the recent sign up.
    I’m not too keen on downgrading but that may be an option as we are not sure where to send the points?

    In November we are travelling for at least a year in Asia, we have 350k avios between us and 1 companion voucher ( 2 by November )

    Already booked a BC flight to Delhi on another companion voucher.

    Any suggestions what we should do? My head says just swap to Avios, is it worth getting the free card to decide and open options for different airlines?

    Another question about using credit card abroad, if you we book stuff in £ using a UK Website on a VPN we can still collect avios and without paying the Fx 3%

    davefl 1,223 posts

    There’s a whole article here in case you missed it. https://www.headforpoints.com/2024/02/25/what-can-you-do-with-american-express-membership-rewards-points-4/

    If you don’t care about resetting the Amex 2 year clock after cancelling, go for the free MR card and keep earning. You may get some good cashback offers on it as well.

    If the transaction processes in £ you obviously dont get charged an FX fee 🙂 Any website checkout screen should tell you the actual currency that will be charged, sometimes in very tiny print. Not sure where a VPN comes into that.

    BBbetter 638 posts

    If you decide to cancel, get the retention bonus before cancelling.
    85k wouldn’t take you far for two people in most programs, unless you have very specific routes in mind. I would move them to avios.

    memesweeper 1,255 posts

    I’m maybe a few months to go and I have a similar dilemma.

    I’ll most likely send the miles to Marriott. many nice hotels, and easy to spend the points. Airline points are harder to use than points in the major global hotel schemes.

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