Last chance to get 12,000 bonus miles with the United MileagePlus credit card

UPDATE – AUGUST 2025:  This credit card article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Cards’ menu above.  Thank you.

SPECIAL OFFER: Until 14th October 2025, the sign-up bonus on The Platinum Card from American Express is increased to 80,000 Membership Rewards points. This would convert to 80,000 Avios! The spend target is changed to £10,000 within SIX months of approval. T&C apply. Click here to apply.

SPECIAL OFFER: Until 14th October 2025, the sign-up bonus on the American Express Preferred Rewards Gold Credit Card is doubled to 40,000 Membership Rewards points. This would convert to 40,000 Avios! The spend target is changed to £5,000 within SIX months of approval. T&C apply. Click here to apply.

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A quick heads up that TODAY, New Years Eve, is your last chance to apply for the United MileagePlus credit card whilst it still has the 12,000 miles sign-up bonus.

The United Airlines card, issued by MBNA, had historically been fundamentally ignored by pretty much everyone.  There was no sign-up bonus (once a year they offered a whopping 5,000 miles!) and it wasn’t even mentioned on the MBNA website.

The card was revamped and relaunched in October.  As is now the model with MBNA cards (Lufthansa, American, Etihad, Emirates etc) it comes as a double-pack with an American Express and a Visa.

Full details can be found here.

Here are the core facts:

Generous (for a free credit card) sign-up bonus of 12,000 United MileagePlus miles

No annual fee

Acceptable earning rate of 1.25 miles per £1 on the American Express and 0.625 miles on the Visa

To qualify for the sign-up bonus, you must apply TODAY and spend £1,000 across both cards together within 90 days.

It is worth noting that United is the only airline to enforce a particularly poor exchange rate with Starwood Preferred Guest, in order to protect its own credit card.  Whilst almost all other airlines transfer at 1:1 from Starwood, United transfers at an amazingly poor 2:1.  This means that these cards are the only realistic way to earn decent levels of United miles on credit card spend.

However, United recently announced an incredibly bad devaluation of MileagePlus.  This particularly impacts people outside the USA, since the hardest hit awards were Business Class and First Class redemptions on Star Alliance partners.  There are over 40 articles on the devaluation listed here if you need to know more.  A decent summary can be found here at View from the Wing.

It is very unlikely, therefore, that you would use this credit card as a good excuse to start building up United MileagePlus miles, especially as most people are trying to spend them as quickly as possible before the devaluation kicks in.  However, if you want to top-up an existing balance then this is an easy way to earn 12,000 MileagePlus miles quickly and cheaply.

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Want to earn more points from credit cards? – August 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

SPECIAL OFFER: Until 14th October 2025, the sign-up bonus on The Platinum Card from American Express is increased to 80,000 Membership Rewards points. This would convert to 80,000 Avios! The spend target is changed to £10,000 within SIX months of approval. T&C apply. Click here to apply.

SPECIAL OFFER: Until 14th October 2025, the sign-up bonus on the American Express Preferred Rewards Gold Credit Card is doubled to 40,000 Membership Rewards points. This would convert to 40,000 Avios! The spend target is changed to £5,000 within SIX months of approval. T&C apply. Click here to apply.

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

American Express Preferred Rewards Gold Credit Card

Your best beginner’s card – 40,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus Card

30,000 Avios and the famous annual Companion Voucher voucher Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

SPECIAL OFFER: Until 14th October 2025, the sign-up bonus on The American Express Business Platinum Card is increased to 120,000 Membership Rewards points. This would convert to 120,000 Avios! The spend target is changed to £12,000 within three months of approval. T&C apply. Click here to apply.

SPECIAL OFFER: Until 14th October 2025, the sign-up bonus on The American Express Business Gold Card is TRIPLED to 60,000 Membership Rewards points. This would convert to 60,000 Avios! The spend target is changed to £6,000 within three months of approval. The card remains free for the first year. T&C apply. Click here to apply.

The American Express Business Platinum Card

120,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

The American Express Business Gold Card

60,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 0.8 Avios per £1 Read our full review

British Airways American Express Accelerating Business Card

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review