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The earnings rate on the old bmi credit cards has been secretly increased

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Yes, strange but true.

According to this Flyertalk thread, the earning rate on the bmi credit cards, issued by MBNA, has been increased.  This is despite the fact that a) that you can no longer apply for these cards and b) no-one has been officially notified of this increase.

My own card statement is not triggered for another couple of days, so I don’t have personal proof of this yet.  

However, based on the FT thread:

The bmi American Express card rate is increased from 1.5 miles per £1 to 2 miles per £1

The bmi Visa card rate is increased from 0.75 miles per £1 to 1 mile per £1

The (very old) bmi £60 Platinum MasterCard, which I still have, is increased from an already-crazy 2 miles per £1 to 2.5 miles per £1

The (very old) bmi MasterCard is increased from 1.5 miles per £1 to 2 miles per £1

There are no data points yet on the bmi ‘Plus’ cards, but presumably similar increases have been applied and they will be earning 2.5 miles on the Amex and 1 or 1.5 miles

Why is this happening?  Does MBNA have a massive pile of pre-bought Diamond Club miles they want to use up before BA terminates their contract?  Have customers started to drift away now that Diamond Club is effectively closed and miles can only be transferred to Avios?  Have some people started using the BA American Express cards instead and MBNA wants to woo them back?

We don’t know.  But with earnings rates like this, you’d be crazy to use any other card in your wallet at the moment.

(PS.  None of these cards are available to new applicants, before anyone asks.)

How to earn Avios points from UK credit cards

How to earn Avios from UK credit cards (October 2022)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

25,000 Avios for signing up and an upgrade voucher for spending £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher for spending £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £12,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points.

EDIT: Until 25th October 2022, there is an exceptionally generous sign-up bonus on The Platinum Card. You will receive 60,000 Membership Rewards points – double the usual amount – and £200 to spend at Amex Travel. You need to spend £6,000 within six months to earn the bonus.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express

60,000 points (SPECIAL OFFER), £200 travel credit and unbeatable benefits – for a fee Read our full review

Run your own business?

We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,000 Avios.

Capital On Tap Business Rewards Visa

10,500 points bonus – the most generous Avios Visa for a limited company Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (27)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Craig says:

    I only received 1.5 miles per £ on my March statement, but that was mostly February spend so perhaps as mentioned above the 2 miles per £ kicked in on 1 March.

  • CA says:

    2 per pound for my old zero fee bmi Mastercard. Need to hit 241 on BAPP so can’t direct everything this way but now an even better option for non-AMEX merchants (Grrrrr B&Q) and once I’ve hit the 10K on BAPP

    • gnarlyoldgoatdude says:

      B&Q gift cards available at Tesco are purchasable with an Amex.
      Plus remember all of the usual vouchers/savings etc. to be had at Jack Cohen’s corner shop.

      • Simon says:

        Don’t forget you can also get 150 bonus clubcard points if you purchase £50 worth of non-tesco giftcards from Tesco.

        A Shell near me sells B&Q giftcards so I’ll be going there at the weekend for my last Four Square Shell purchase to get some more

  • Steve says:

    I checked my BMI Plus statement after seeing the FT thread, and came back with some strange results….. my Visa was giving me 1.24 Avios per £ and the Amex 2.33 per £.

    I will admit I worked it out in my head, and was very tired at the time – Will paste into Excel later to get an exact figure.

    • Rob says:

      The change seems to be 1 March, so if your statement straddles two months that may explain the odd numbers.

  • andy21 says:

    The stealth offer gets better – on my April statement there is, in addition to the 2 miles per £1 spent, a further ‘bonus miles’ amount showing which is equivalent to twice the value of my spend on during the period. So I got 4 miles per £1 for spending with BA – what a good offer, if only we knew in advance and how long it was going on for!

    • BD701 says:

      Strange because I didn’t get it. I just got a straightforward 2 per £.

      However mine is the very old fee free Mastercard

  • Nick says:

    I was sent a comprehensive online survey to complete about the BMI Amex/Visa combo. From the questions asked data is certainly being compiled regarding customers’ attitudes, spending patterns etc. I can’t see BA wanting a redundant brand earning Avois – it’s a matter of time that an offer drops on the mat for a BA branded card.

  • Vinny says:

    Do I read correctly that you get extra miles for spending on with a BMI MasterCard? I now seem to get 2 miles per £ for everyday spend which is great, but would I get 4 miles per £ spend on

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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