Maximise your Avios, air miles and hotel points

10,000 extra bonus miles with the Miles & More credit cards

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Lufthansa and MBNA have brought back a decent sign-up bonus for the Miles & More credit card.

Normally the bonus is a dull 1,500 miles.  However, until 15th December, you will receive 11,500 miles.

Lufthansa A380

These are paid in two instalments:

1,500 miles with your first purchase (as per normal)

10,000 miles when you spend £1,000 within 90 days

The cards come as a double-pack with an Amex and a Visa.  The earnings rate is surprisingly good – 1.5 Miles & More miles per £1 on the Amex and 0.75 miles per £1 on the Visa.

You also receive a 33% miles bonus on ALL your spending for the first six months, on both cards.  This takes the Amex up to 2 miles per £1, a very impressive earnings rate for a free card.

One of the key benefits of the Miles & More credit card is that it stops your Miles & More miles expiring.  Without the card, your miles have a 3-year expiry.  Unlike Avios, Miles & More miles expire after three years even if you have earned other miles in the meantime.

The card has no annual fee.

The issuer is MBNA, which also issues the American Airlines, Etihad, Emirates and United cards in the UK.  They are generally quite good at accepting modest earners (my Mum, who is retired on a modest pension, got a BMI card with no problem a couple of years ago).

You cannot churn MBNA cards, though.  If you have already had the Miles & More card, you will not receive a second sign-up bonus if you apply again – although they are happy to give you the card.

Miles & More miles only have value for long-haul redemptions, due to the crazy taxes on short-haul flights.  If you are a solo traveller, though, there might be some value in getting this card.  A one-way in Business Class from the UK to, say, Dubai is only 30,000 Miles & More miles on Swiss, Lufthansa or Austrian.  An 11,500 mile sign-up bonus would leave you 18,500 miles short, which would only require £9,250 of Amex spend at the ‘2 miles per £1’ rate for the first six months.

Miles & More also runs monthly mileage sales, which often have very good bargains – see this post for example.

Miles & More is NOT an American Express Membership Rewards partner, so you cannot top up your balance directly using Amex points.  The only option would be to transfer Amex points to Starwood and then to Miles & More, but that only gets you 0.5 M&M miles per 1 Amex point.  You could, of course, also get the Starwood Amex card (review here) with a sign-up bonus 10,000 points and transfer those into 10,000 Miles & More miles  Lufthansa is also a Heathrow Rewards partner if you have any of those to convert.

(To see our complete list of all current credit card bonuses, click here to visit our ‘Credit Cards Update’ page or use the link in the menu bar at the top of the page.)

Comments (10)

  • Kevin says:

    Having got fed up with the service at Lloyds on their Avios Duo pack, this looks an interesting alternative. How easy is it to get redemptions on Lufthansa, esp in business?

    • Rob says:

      First is very difficult as they only have 8 seats on the 747s and rarely open up more than 1. Business is generally OK, but LH has sloping seats in Business unless you get a new 787. Even the A380s are being delivered with the sloping seat, I think.

  • Squire says:

    Big deal. Miles and More are worth less than a Zimbabwean Dollar

    • Rob says:

      My Lufty First and Swiss First redemptions this year say otherwise!

      They are also handy if you’ve got kids as they often have availability during UK school holidays when BA is dried up, as German kids have a different school calendar (even in Summer most are back in school by mid August).

      Downsides are the taxes and the sloping J seats.

      And, of course, I won’t be doing a Swiss F again because from 1st Jan they are restricted to M&M Gold / Senator members only.

      • Squire says:

        Sorry but we don’t all live in your world of six figure incomes and the idea that all air travel requires Business or First class travel. Economy is adequate. Seriously.

        How the hell does a normal person even acquire the Miles and More for a redemption like that? They don’t

        • Rob says:

          Agreed, with no Star Alliance business travel you would struggle to get far with Miles and More. But I have never suggested that it was worth opening an account from scratch and building it purely via card spend.

          However, if you are dumping your Star miles into M&M then this card has some benefits. It is also totally free so you’re not exactly losing anything.

  • Rich says:


    Only applied a couple of weeks ago via the 1500 offer in order to keep my miles alive. Oh well.

    If you’re miles-rich, they do have an option to pay taxes within Europe with miles. 18,000 return IIRC. Not the greatest value, but it does at least get you out without spend, particularly if you combine it with a mileage bargain.

  • s8yad says:


    Slightly off topic, you mention that MBNA do not allow CC churning, is this limited to cards for the same airline. If I apply for the Etihad card now (17k bonus) will I not qualify for a bonus if say MBNA Emirates launch a similar promo in the future. I usually fly BA or EK hence prefer to collect Avios and Skywards via Amex/SPG


    • Rob says:

      No, I meant only on the same card. You are fine to get the bonus once on each airline card they offer. Some people also get lucky and find that they can churn their cards, but you should assume that it is not possible.

      • s8yad says:

        Great thanks. Enjoy your holiday, and concourse A, it truly is marvellous, numerous bars/restaurants, shower & spa, and you board directly from the lounge without having to go back out into the main terminal.