Maximise your Avios, air miles and hotel points

Part 3: Is the ‘upgrade voucher’ with the new Lloyds Avios Rewards card of any value?

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I am dedicating all three posts today to explaining the key features of the new Lloyds Avios Rewards credit cards.  Part 1 is an overview and Part 2 looks at the ‘no foreign exchange fee’ benefit.  This part looks at the small print concerning the ‘upgrade’ voucher.

Apart from the ‘no foreign exchange fees’ benefit, the other radical innovation with the Lloyds Avios Rewards cards is the ‘upgrade voucher’.

Lloyds Avios Rewards 2

Here is a summary of how it works:

You receive an upgrade voucher when you spend £7,000 on the £24 Lloyds Avios Rewards cards or £5,000 on the Lloyds Premier Avios Rewards cards

Spending on both the Amex and the MasterCard counts towards the voucher

You can only earn one voucher per year

The flight which is upgraded must be in the name of the cardholder – this could be an issue if you hope to combine it with a BA Amex 2-4-1 for a family of three.  Perhaps you should get the Lloyds card in your partners name?

You can only upgrade a British Airways flight booked with Avios (on, not and not a flight booked with cash

You can upgrade an Avios ticket which has already been booked, but only as long as it was booked at (this last bit is guesswork on my part)

You will need to pay any additional taxes – Air Passenger Duty and BA fuel surcharges are higher for non-economy bookings

The voucher is valid for 12 months from the date of issue.  It is not clear if the outbound flight needs to be taken by this date, or if you simply need to book.

This is what the voucher does:

It allows you to upgrade either one return Avios flight or two one-way Avios flights by one class.

It is valid for either:

Eurotraveller to Club Europe

World Traveller to World Traveller Plus

World Traveller Plus to Club World

You cannot use it to upgrade a redemption from Club World to First Class.

Some aspects of the small print have not been spelled out yet.  This is what we don’t yet know:

Must there be Avios reward availability in the class into which you want to upgrade?  I assume yes.

However, these upgrades appear MORE restrictive.  For a start, you cannot upgrade any flights from London City Airport.  Will some flights not be upgradable even if Avios reward seats are available in the higher class?

Will you need to have Avios reward availability in BOTH classes?  ie will there need to be award space in World Traveller Plus, even if your booking upgrades automatically into a Club World reward seat?  If so (and this is likely to be the case) then it will be tricky to redeem.  How often do you see award space in World Traveller Plus and Club World on the same flight?

I imagine that only existing flights booked via will be available for upgrade.  If you have booked via I think you will be stuffed if you try to upgrade an existing Avios booking.

It is not clear if the upgrade voucher is returned if you cancel or change your booking.  The 2-4-1 voucher on the old style Lloyds Avios cards was cancelled if you cancelled your flight.

It is not clear if you can combine the 2-4-1 voucher that comes with the Premier card and the upgrade voucher.  Can you, for instance, book 2 economy flights to Marrakech for the Avios of one and also upgrade one of the legs to Club Europe?

The real winners with these vouchers, I think, will be solo travellers.  It allows one person to effectively book a Club World redemption for the price of a World Traveller Plus redemption.  This would save 25,000 Avios points on a flight to Los Angeles, for example.  The British Airways Amex 2-4-1 voucher, whilst a fantastic tool, isn’t of much interest if you travel by yourself.

For couples travelling together, it is trickier to use but not impossible.  There will be snags, however.  A couple could book separately – one person booking in Club World, the other into World Traveller Plus but instantly upgrading.  However, you would then be on separate tickets which means you may be seated separately.

Alternatively, you could book 2 x one way tickets in each direction, and upgrade one leg.  This could be an issue on long-haul flights, where the fuel surcharge on booking 2 x one ways is often substantially higher than booking a return.  This is especially true of flights to the USA.

Remember too that the upgraded flight must be in the name of the cardholder, so think about whether the Lloyds Avios Rewards card should be taken out in your name or your partners name.

The devil will be in the detail with these vouchers, though, and until people start to try to use them we probably won’t know exactly what restrictions are in place.

(To see our complete list of all current credit card bonuses, click here to visit our ‘Credit Cards Update’ page or use the link in the menu bar at the top of the page.)

Comments (24)

  • Alan says:

    Hmm – not sure this upgrade voucher really wins me over – I prefer to make a WTP booking and UuA to CW. I earn back enough Avios (with Gold bonus) on the WTP fare to make it basically free and get a chunk of TPs towards status renewal. By comparison having to pay full Avios + taxes/fees for straight WTP redemption then earning no TPs/Avios and having to deal with Lloyds to get this voucher to work to upgrade to CW (as opposed to being able to do it at the time of booking with BA UuA) makes me think I’m probably going to give this card a miss. The fee-free forex is nice, but I’m stuck putting pre-booked costs onto Amex anyway for Plat insurance cover and have Metro Bank and PO Mastercard for other stuff – for the amount that’s left I’m not sure it’s worth geting this card just for that. On earnings I’ve still got the bmi mastercard anyway, as well as a 2MR earning rate on my Plat.

    • Matt says:

      I agree, it think Halifax clarity is a better all rounder with no forex fee on cash withrawals and no annual fee. I would need to be putting a minimum £800 foreign spend to make the £24 back which is do-able but makes the Lloyds card less attractive. UUA is a better option from what I’ve worked out especially for Silver?Golds

  • Polly says:

    There’s always trusty old tesco matsercard!