An interesting one for BMI credit card holders
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Are you one of the many people who still holds one of the old BMI (British Midland) credit cards? You would have been pretty crazy to cut them up, given that you will be earning up to 2.5 Avios per £1 on a Mastercard.
If you have one of these cards, you will be using ‘Combine My Avios’ every month to move your Destination Miles from Diamond Club across to British Airways Executive Club or avios.com.
Here is something I have noticed recently …..
Usually, with ‘Combine My Avios’, your details need to match PERFECTLY for the transfer to work. Full name, home address, email address and date of birth – it seems that at least three of these need to match.
When moving Destinations Miles into Avios, though, the restrictions are weaker. From a bit of testing, it seems that only surname and address need to match.
This means that you may be able to transfer Destinations Miles into the Avios account of another family member. For example, my Mum has a BMI credit card and her Avios account is now at exactly 18,000 Avios (enough for a Club Europe redemption).
I decided to ‘freeze’ her account at this level, and have been moving her Destinations Miles into my own BA account. (Not a fortune, just a couple of hundred a month.) We only share surname and account address, not email address or, obviously, date of birth, but the transfers are going through OK.
If you or a family member still have a BMI credit card, you may be able to use this to distribute your credit card miles in a more effective way ….
How to earn Avios from UK credit cards (April 2024)
As a reminder, there are various ways of earning Avios points from UK credit cards. Many cards also have generous sign-up bonuses!
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
Barclaycard Avios Plus Mastercard
Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review
Barclaycard Avios Mastercard
5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review
There are two official British Airways American Express cards with attractive sign-up bonuses:
British Airways American Express Premium Plus
25,000 Avios and the famous annual 2-4-1 voucher Read our full review
British Airways American Express
5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review
You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review
The Platinum Card from American Express
40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review
Run your own business?
We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.
SPECIAL OFFER: Until 12th May 2024, the Capital on Tap Business Rewards Visa card is offering a bonus of 30,000 points, convertible into 30,000 Avios. You must have a Limited Company to apply. Click here to learn more and click here to apply.
Capital on Tap Business Rewards Visa
Huge 30,000 points bonus until 12th May 2024 Read our full review
You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.
British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.
American Express Business Platinum
40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review
American Express Business Gold
20,000 points sign-up bonus and FREE for a year Read our full review
Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.
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