BA Amex sign-up bonuses (9,000 / 25,000 Avios) extended to 21st May

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• Stuart says:

  16 Jan16 January 06:21

  I completed my SPG Amex min spend in early Dec yet my joining bonus has still not arrived. Very different to the Gold Amex where the points appeared just a few days later.

  Does anyone have experience of receiving the SPG points quicker ?

  • Rob says:

    16 Jan16 January 07:34

    Yes, most people. However, if Amex sets up your card incorrectly, the bonus does not post automatically and you need to wait for the 3 month period to elapse, at which point it is manually reviewed and they spot it. This is my understanding.

    • Mark says:

      16 Jan16 January 08:30

      Yes, mine took ages to appear last year. I completed the minimum spend in March, but was unable to close the account until early August once the points had finally all been credited and posted to my SPG account.

      Unfortunately that means the current offer expires about 8 days before I’d be eligible for a new sign up bonus… 🙁

      My wife’s on the other hand were credited with the transaction that took her over the minimum spend.

• DANIEL says:

  16 Jan16 January 06:52

  My friends SPG posted immediately, but after mine didnt and a bit of email back and forth, I was advised they will psot in the 4th month.

• John says:

  16 Jan16 January 07:23

  Excellent news, you will be getting referral(s) from some of my relatives in May… probably only one though as I want some for myself!

  Is there still a 5 referral per year limit, how are you getting around that?

• James says:

  16 Jan16 January 07:46

  On a related note, I just upgraded my free BA Amex standard to Premium Plus as i was approaching the £10k spend I would need to get a 2 4 1 on PP, and i was awarded 6,000 bonus avios for my first spend on the card! Was under the impression there was no bonus for upgrading so was a welcome suprise. If i wanted to i suppose I could cancel/downgrade after i spend another £800 to get/redeem my 241, and receive a pro-rata refund – effectively getting a 241 and 6000 avios for very little.

• John Tickner says:

  16 Jan16 January 08:07

  May I enquire how the pro-rata refunds work ?

  I assume the refund amount is transferred to another card – is that correct, or is it a cash payment sent by Amex ?

  • Rob says:

    16 Jan16 January 09:24

    No, it is credited to your card account. When you log in (it remains active) you will see a positive balance. You then need to email or ring Amex and either move it to another Amex card (the easiest way) or arrange repayment to your bank.

• Dave y says:

  16 Jan16 January 08:07

  Would my wife be eligible for the BA sign up bonus if she already has a supplimentry BA card on my main card?

  • Mark says:

    16 Jan16 January 08:33

    Yes. We both have Gold charge cards at present and are supplementary card holders on each others accounts.

    Just have to be very careful not to get them mixed up!

  • Rob says:

    16 Jan16 January 09:23

    Yes, fine, no problem at all

• John Tickner says:

  16 Jan16 January 10:00

  In relation to the 2-4-1 voucher with a BA Amex I understand the taxes have to be paid with Amex – but it can be any Amex. Is it possible therefore to gain the 2-4-1 on my card, but pay the taxes on the supplementary card to my wife’s account thereby also going some way towards the spend required for the bonus on that second card ?

  • Rob says:

    16 Jan16 January 10:32

    Any Amex is fine. When you come to pay the taxes, it will hard code YOUR name in the payee box and it can’t be deleted. Don’t worry – Amex does not do name verification so the payment will still go through with your wifes number.

• Will says:

  16 Jan16 January 10:09

  Is there any way to charge the card fee to somewhere other than the card itself? I currently use the free BA card as my work credit card, and the accountant wouldn’t look too fondly upon £150 for ‘nothing’… I would rather upgrade it though because I get a fair amount going through it and it would be worth it for the 1.5 Avios. Can I charge the fee each year to somewhere else?

  • Rob says:

    16 Jan16 January 10:27

    You can but ask, but I doubt it. If you are self-employed and use the card purely for business, you could charge the card fee as a business expense anyway. My SPG Amex is only use for HFP expenses so I feel fine offsetting the £75 fee against the ad income.

    • Will says:

      16 Jan16 January 10:35

      Also worth noting – if anyone does a similar thing to me, that when I last called AMEX and tried to set up the direct debit for the card to be paid from the business current account they said that the rules had changed and this was now impossible – direct debits could only be set up from a personal bank account in your own name.
      To be honest though – I don’t know if this is me being stupid and not realising this has been the case for a long time, or whether something has actually changed…

      • Will says:

        16 Jan16 January 10:35

        Sorry, to clarify – this is obviously just for the ‘personal’ AMEX cards.

        • Rob says:

          16 Jan16 January 11:24

          If this is a personal card that you happen to put company expenses through, I don’t see why you are worried about your employer seeing that you pay a £150 fee for the card? If your finance guy made a joke about you clearly being overpaid if you can afford to pay £150 for a credit card, simply point him to this website so he can learn why 25,000 Avios and a 241 voucher for £150 is a great deal!

        • Will says:

          16 Jan16 January 11:42

          Very true – perhaps I shouldn’t be so stressed about it!

        • Will says:

          16 Jan16 January 11:47

          To clarify – It’s a ‘personal’ AMEX card as opposed to one of the small business versions (because they dont do small business versions of the BA cards), but the only spend that goes on it is company spend and the direct debit is paid in full by the company each month, apologies if that wasnt clear!

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