A quick reminder that TOMORROW (Monday) is your last chance to apply for the American Airlines credit cards to benefit from the current 15,000 miles sign-up bonus.
Whilst a far cry from the amazing 35,000 miles they offered last year, this is still a very good offer for a free card. I would expect the offer to drop back to the normal offer of 5,000 miles from Tuesday.
The representative APR for the card is 17.9% variable.
The key facts of the card are discussed in my review. Here are the key points:
The cards are issued by MBNA, so if you already have the bmi, Virgin, Lufthansa, Etihad, Emirates or United cards it may impact your ability to get them
However, MBNA has a history of allowing you, if rejected, to still get them if you agree to reduce the credit limit on your existing cards
The cards come as an American Express and Visa double-pack, earning 1.5 miles per £1 on the Amex and 0.75 miles per £1 on the Visa
The cards are free.
The bonus is triggered as follows:
5,000 miles for the first purchase
10,000 miles when you spend £1,500 within 90 days
There is NO restriction that the spend must be on the American Express card. All of the qualifying spend can be made on the Visa card if you want.
MBNA does not like ‘churning’. If you have previously had the AA cards, you are unlikely to receive the bonus again. If you apply now, you will not be able to receive another bonus in the future, at least for a few years. You will be fine to apply for other MBNA cards, however.
In this old article about buying American Airlines miles, I mentioned some of the ‘sweet spot’ redemptions, such as Etihad flights from the UK to the Middle East for 30,000 miles one-way in business class.
On its own, 15,000 American Airlines miles is not enough to make it worthwhile starting an AA collection. However, if there was a redemption you liked the look of (perhaps an Etihad First Class Suite to the Middle East from London for just 40,000 miles) and you had a way of topping them up via a points purchase or a hotel points transfer, it might be worth a look.
How to earn American Airlines miles from UK credit cards (April 2021)
American Airlines no longer has its own UK credit card.
There are, however, still ways of earning American Airlines miles from UK credit cards.
The best route is via Marriott Bonvoy. Marriott Bonvoy hotel loyalty points convert to American Airlines miles at the rate of 3:1. You receive an additional 5,000 miles bonus if you convert 60,000 Marriott Bonvoy points at once.
The best way to earn Marriott Bonvoy points is via the official Marriott Bonvoy American Express card. It comes with 20,000 points for signing up and 2 points for every £1 you spend.
At 2 Bonvoy points per £1, you are earning (at 3:1) 0.66 American Airlines miles per £1 spent on the card. This will increase to 0.83 AA miles per £1 if you convert Bonvoy points in chunks of 60,000 points.
You can apply here.