How to use the upgrade voucher with the Lloyds Avios Rewards card
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One of the perks of the Lloyds Avios Rewards credit cards (my full review of the card is here) is the upgrade voucher.
On the £24 version of the card, you receive an upgrade voucher for spending £7,000. On the £150 Premier version of the card, you receive a voucher for spending £5,000 – this lower target does not by itself justify the fee on the Premier card.
If you are a typically a solo traveller, the upgrade voucher may be more useful to you than the 2-4-1 voucher issued with the British Airways American Express card.
When I wrote about the upgrade voucher last November, I had some unanswered questions about how they worked. As the cards were only launched last Autumn, we didn’t have any practical proof of what happened.
Reader Zark has just managed to earn and redeem his first upgrade voucher so we now know a bit more about them.
When you have earned a voucher, it will appear in your avios.com account.
From mid-2014 you need to redeem the voucher online – you can no longer redeem by phone
There does NOT need to be Avios availability in the orginal booking class, only the upgraded booking class. Our guinea pig proved this by booking two business class seats on a European flight where no economy seats were available.
(This is an important point. Upgrade vouchers often require availability to be showing in both the base and upgraded categories. This does NOT happen here. In effect, what the voucher effectively does is let you book an Avios reward seat for the price of a reward seat one class lower.)
The voucher lets you upgrade (or get a discount on) one return flight or two one-way flights. If you want to upgrade two one-way flights, they MUST be done in the same booking with both passengers travelling together. You CANNOT upgrade one one-way flight now and another flight next month as the voucher expires as soon as it is used once.
(A HfP reader who just wanted to upgrade one flight, one way was able to do this by ringing the Avios call centre. It used up his entire voucher but it was about to expire anyway.)
Whilst the voucher is only valid for 12 months, you only need to BOOK within this period. Our guinea pig proved this by booking for mid 2015, way after the expiry date of his voucher.
There are some important insights here. The key one is that there does not need to be availability in both classes, only the one you want to book in. The knowledge that you do not have to travel within the 12 month validity period is also important.
This makes the Lloyds Avios Rewards card look more attractive. If I spend £7000, I can effectively save 20,000 Avios on a Club World ticket to New York for example. This is a decent return. For a family of three, you could use a BA Amex 2-4-1 for two people and then use a Lloyds Avios Rewards voucher to get a discount on the third person.
Note that you cannot use the voucher to redeem for a First Class seat. The highest possible class is Club World or Club Europe.
It is a pity that Lloyds didn’t do a better job of explaining how these vouchers worked eight months ago when they launched …..
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Want to earn more points from credit cards? – April 2025 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus Mastercard
Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios Mastercard
Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.
SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

American Express Preferred Rewards Gold
Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus
30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express
80,000 bonus points and great travel benefits – for a large fee Read our full review

Virgin Atlantic Reward+ Mastercard
18,000 bonus points and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum
50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold
20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa
10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa
NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

British Airways American Express Accelerating Business
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
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