It’s back – 500 Clubcard points (1,200 Avios) for joining TopCashback

It’s back.  If you missed this deal when it ran earlier in the year, now is your chance to jump on board.

TopCashback, like Quidco, is a site which allows you to earn a small amount of cashback on your day to day shopping by clicking through to participating merchants.

Last year, TopCashback launched a feature allowing you to pay your cashback directly into your Tesco Clubcard account – and give you a 5% bonus on top.

This dramatically increased the value of TopCashback cashback versus Quidco:

£10 of cashback earned at Quidco earns you £10

£10 of cashback earned at TopCashback earns you £10.50 (with the 5% bonus) paid into your Tesco Clubcard account. That gives you 1,050 Clubcard points. These convert into 2,520 Avios points or 2,625 Virgin Flying Club miles. You are effectively ‘buying’ Avios points for just 0.4p each.

I have had a ‘refer a friend’ link to TopCashback on the site for a while, and I am grateful to everyone who used it. If you haven’t already joined up, there is now a generous incentive.

Until 18th August, if you join TopCashback via our refer-a-friend link, you will receive 500 Clubcard points when you have earned £10 of cashback. You must use a refer-a-friend link or you will not receive the bonus.

There is no time limit on how long you have to earn your £10 cashback – a month, three months, six months, whatever. You therefore have little to lose, if you are not already a member, by signing up now.

Note that your 500 points are not deposited directly into your Clubcard account. Once you have earned £10 cashback, TopCashBack will put a further £5 in your TopCashback account. However, you can only withdraw this £5 to your Tesco Clubcard account.

You can transfer up to £50 of cashback per year from TopCashback to Clubcard (a year runs from the date of your first Tesco transfer, not the calendar year or from the date you joined). This means that you can earn up to 12,000 Avios per year this way.  Your £5 / 500 point sign-up bonus does NOT count towards your £50 per year cap.

Once you have hit your £50 annual cap on transferring to Clubcard, you can transfer further cashback directly to Avios points if you want.  For every £1 of cashback you earn, you will have the choice of taking £1 as cash into Paypal or your bank account or receiving 105 Avios points.

The only condition is that you join via a refer-a-friend link.  If you sign up directly on the TopCashback site, you will not receive your 500 Clubcard points.

What next?

If you are not already a TopCashback member, you should open a TopCashback account now and use it for your day-to-day online shopping instead of Quidco.

If you are already a member, why not refer your partner – as long as they have their own Clubcard account – via your own refer-a-friend link, which you can find on the TopCashback site?

There are two membership levels at TopCashback – a free version and a £5 annual fee version. The £5 level pays slightly higher cashback and has improved customer service if you have any problems. However, you will receive the 500 Clubcard points whichever level you choose. To be honest, I would start at the free level and only upgrade when you have decided that you like the site.

Unfortunately, there is no notice on the TCB site that you will be signing up for the Tesco offer. However, don’t worry, you will be fine! ALL refer-a-friend transactions until 18th August will be receiving it. The terms and conditions of this offer can be found here.

You may want to take a look at some of ‘easy money’ offers on TopCashback, or even their ‘free money’ offers. If you know what you are doing, some of the gambling and bingo sites offer effectively free money for signing up and betting a small minimum. You can minimise losses by having your partner sign up and then taking opposite win/lose bets on the same sporting event.

I receive a commission for referring you, once you have triggered your bonus, which helps to support HfP. Thank you.

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How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

There are two official British Airways American Express cards with attractive sign-up bonuses:

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

SPECIAL OFFER: Until 12th May 2024, the Capital on Tap Business Rewards Visa card is offering a bonus of 30,000 points, convertible into 30,000 Avios. You must have a Limited Company to apply. Click here to learn more and click here to apply.

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.