This is a quick reminder that 10am on Monday morning is the deadline for the current TopCashback ‘new member’ promotion.
You will earn 500 Clubcard points for joining, credited as soon as you have earned £10 of cashback through the site. This converts into 1,200 Avios points or 1,250 Virgin Flying Club miles.
What makes TopCashback better is that it has a feature allowing you to pay your cashback directly into your Tesco Clubcard account – and give you a 5% bonus on top.
This dramatically increased the value of TopCashback cashback versus Quidco:
£10 of cashback earned at Quidco earns you £10
£10 of cashback earned at TopCashback earns you £10.50 (with the 5% bonus) paid into your Tesco Clubcard account. That gives you 1,050 Clubcard points. These convert into 2,520 Avios points or 2,625 Virgin Flying Club miles. You are effectively ‘buying’ Avios points for just 0.4p each.
I have had a ‘refer a friend’ link to TopCashback on the site for a while, and I am grateful to everyone who used it. If you haven’t already joined up, there is now a generous incentive.
Until 10am on Monday 5th October, if you join TopCashback via our refer-a-friend link, you will receive 500 Clubcard points when you have earned £10 of cashback. You must use a refer-a-friend link or you will not receive the bonus.
There is no time limit on how long you have to earn your £10 cashback – a month, three months, six months, whatever. You therefore have little to lose, if you are not already a member, by signing up now.
Note that your 500 points are not deposited directly into your Clubcard account. Once you have earned £10 cashback, TopCashback will put a further £5 in your TopCashback account. However, you can only withdraw this £5 to your Tesco Clubcard account.
You can transfer up to £50 of cashback per year from TopCashback to Clubcard (a year runs from the date of your first Tesco transfer, not the calendar year or from the date you joined). This means that you can earn up to 12,000 Avios per year this way. Your £5 / 500 point sign-up bonus does NOT count towards your £50 per year cap.
Once you have hit your £50 annual cap on transferring to Clubcard, you can transfer further cashback directly to Avios points if you want. For every £1 of cashback you earn, you will have the choice of taking £1 as cash into Paypal or your bank account or receiving 105 Avios points.
The only condition is that you join via a refer-a-friend link. If you sign up directly on the TopCashback site, you will not receive your 500 Clubcard points.
If you are not already a TopCashback member, you should open a TopCashback account now and use it for your day-to-day online shopping instead of Quidco.
There are two membership levels at TopCashback – a free version and a £5 annual fee version. The £5 level pays slightly higher cashback and has improved customer service if you have any problems. However, you will receive the 500 Clubcard points whichever level you choose. To be honest, I would start at the free level and only upgrade when you have decided that you like the site.
When you click through to join, you will probably not see this offer advertised. Don’t worry – all ‘refer a friend’ applications made before 5th October will receive the 500 points. I have never had any complaints from HfP readers who did not receive a bonus they were due and TCB has run this offer a few times now.
How to earn Avios from UK credit cards (June 2022)
As a reminder, there are various ways of earning Avios points from UK credit cards. Many cards also have generous sign-up bonuses!
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards.
Until 18th July 2022 there is an astonishing special offer on these cards. You get 50,000 Avios on the Avios Plus Mastercard and 10,000 Avios on the free Avios Mastercard. You can apply here. We strongly recommend getting the Avios Plus card whilst this offer is running.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
There are two official British Airways American Express cards with attractive sign-up bonuses:
You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points.
SPECIAL OFFER: The sign-up bonus on Amex Gold is increased from 20,000 Membership Rewards points to 30,000 Membership Rewards points until 19th July 2022. This card is free for the first year.
Run your own business?
We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,000 Avios.
You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.
There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.
Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.
(Want to earn more Avios? Click here to visit our home page for our latest articles on earning and spending your Avios points and click here to see how to earn more Avios this month from offers and promotions.)