TopCashback, if you are not yet a member, is running a new sign-up promotion – 500 Avios points.
The offer runs for just one week until next Sunday.
What makes TopCashback better is that it has a feature allowing you to pay your cashback directly into your Tesco Clubcard account – and give you a 5% bonus on top!
This dramatically increased the value of TopCashback cashback versus Quidco:
£10 of cashback earned at Quidco earns you £10
£10 of cashback earned at TopCashback earns you £10.50 (with the 5% bonus) paid into your Tesco Clubcard account. That gives you 1,050 Clubcard points. These convert into 2,520 Avios points or 2,625 Virgin Flying Club miles. You are effectively ‘buying’ Avios points for just 0.4p each.
You can transfer up to £50 of cashback per year from TopCashback to Clubcard (a year runs from the date of your first Tesco transfer, not the calendar year or from the date you joined). This means that you can earn up to 12,000 Avios per year this way!
Once you have hit your £50 annual cap on transferring to Clubcard, you can transfer further cashback directly to Avios points. For every £1 of cashback you earn, you will have the choice of taking £1 as cash into Paypal or your bank account or receiving 105 Avios points.
Why join now?
I have had a ‘refer a friend’ link to TopCashback on the site for a while, and I am grateful to everyone who used it. If you haven’t already joined up, there is now a generous incentive.
Until 10am on 31st January, if you join TopCashback via our refer-a-friend link, you will receive 500 Avios points when you have earned £10 of cashback. You must use a refer-a-friend link or you will not receive the bonus.
This offer is not as generous as the recent offers which gave 500 Tesco Clubcard points as a bonus. If you join now you are assuming that a Clubcard offer will not be coming along in the near future.
Getting your bonus
There is no time limit on how long you have to earn your £10 cashback – a month, three months, six months, whatever.
Note that your 500 Avios points are not deposited directly into your Avios account. Once you have earned £10 cashback, TopCashback will put £5 in your TopCashback account. However, you can only withdraw this £5 to your British Airways Executive Club or avios.com account.
The only condition is that you join via a refer-a-friend link. If you sign up directly on the TopCashback site, you will not receive your 500 Avios points.
If you are not already a TopCashback member, you should open a TopCashback account now and use it for your day-to-day online shopping instead of Quidco.
There are two membership levels at TopCashback – a free version and a £5 annual fee version. The £5 level pays slightly higher cashback and has improved customer service if you have any problems. However, you will receive the 500 Avios points whichever level you choose. To be honest, I would start at the free level and only upgrade when you have decided that you like the site.
When you click through to join, you will probably not see this offer advertised. Don’t worry – all ‘refer a friend’ applications made before midnight on Sunday 31st January will receive the 500 Avios points.
HFP receives a referral commission once you hit your £10 cashback which helps to keep the site ticking over. Thank you!
How to earn Avios from UK credit cards (January 2021)
As a reminder, there are various ways of earning Avios from UK credit cards. Many cards also have generous sign-up bonuses!
There are two official British Airways American Express cards:
You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points, such as:
Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.
If you have a small business, we especially recommend Capital On Cap’s Visa card which comes with a generous bonus worth 10,500 Avios:
(Want to earn more Avios? Click here to visit our home page for our latest articles on earning and spending your Avios points and click here to see how to earn more Avios this month from offers and promotions.)