Review: AA FuelSave Credit Card
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UPDATE – JUNE 2025: This credit card article is now out of date, but don’t worry. We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Cards’ menu above. Thank you.
SPECIAL OFFER: Until 15th July 2025, the sign-up bonus on the Marriott Bonvoy American Express Card is TRIPLED to 60,000 Marriott Bonvoy points. This would convert into 25,000 Avios or into 40 other airline schemes. It would also get you at least £300 of Marriott hotel stays based on our 0.5p per point low-end valuation. Other T&C apply and remain unchanged. Click here for our full card review and click here to apply.
SPECIAL OFFER: Until 14th August 2025, the sign-up bonus on the Hilton Honors Plus debit card is TRIPLED to 30,000 Hilton Honors points. You will also receive Gold Elite status in Hilton Honors for as long as you hold the card. Click here for our full card review and click here to apply.
Keep up to date with the latest UK credit card bonuses by signing up for our free daily or weekly newsletters.
This is my review of the AA FuelSave Credit Card.
Head for Points mainly focuses on credit cards which offer airline miles or hotel loyalty points for your spending. However, it is pointless taking frequent flyer miles if there are better deals available from cashback credit cards such as the AA FuelSave Credit Card.
Link: AA FuelSave Credit Card
Key facts: The AA FuelSave credit card has no annual fee for the first 12 months. After 12 months an annual fee of £42 applies, taken as 12 monthly payments of £3.50.
The AA FuelSave credit card has a representative APR of 22.4%, including the fee, based on a notional credit limit of £1,200.
The card is issued by Bank of Ireland UK.
How much cashback do I earn?
The free card, Cashback, pays you back 0.5% of your general spending.
You will also receive:
2% of your fuel spend if your total spending that month is under £500
4% of your fuel spend if your total spending that month is £500 or more
This is a generous package, especially for those with heavy petrol or diesel bills.
How is cashback paid?
Cashback is paid quarterly and is added to your card as a statement credit.
The maximum cashback you can earn is £150 per year.
What other benefits do I get?
You receive FREE AA Breakdown Cover in your first year, followed by a FREE MOT every year you hold the card.
If you are already an AA member you receive a FREE MOT in the first year instead of breakdown cover.
The card is free for the first 12 months, saving you £42.
Conclusion
This is a good value package in the first year, when there is no annual fee and you receive free breakdown cover as well.
Whether you continue with the card after Year 1 will depend on how much cashback you are getting and whether you value the free MOT that you will receive.
If you wanted to switch to a ‘free for life’ cashback card at that point, there are a few available which pay a similar 0.5%. The ASDA Cashback Credit Card is one example.
You can apply for AA FuelSave credit card on the AA website here.
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Want to earn more points from credit cards? – June 2025 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
Barclaycard Avios Plus Mastercard
Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review
Barclaycard Avios Mastercard
Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
SPECIAL OFFER: Until 15th July 2025, the sign-up bonus on the Marriott Bonvoy American Express Card is TRIPLED to 60,000 Marriott Bonvoy points. This would convert into 25,000 Avios or into 40 other airline schemes. It would also get you at least £300 of Marriott hotel stays based on our 0.5p per point low-end valuation. Other T&C apply and remain unchanged. Click here for our full card review and click here to apply.
SPECIAL OFFER: Until 14th August 2025, the sign-up bonus on the Hilton Honors Plus debit card is TRIPLED to 30,000 Hilton Honors points. You will also receive Gold Elite status in Hilton Honors for as long as you hold the card. Click here for our full card review and click here to apply.
American Express Preferred Rewards Gold Credit Card
Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review
British Airways American Express Premium Plus Card
30,000 Avios and the famous annual Companion Voucher voucher Read our full review
The Platinum Card from American Express
50,000 bonus points and great travel benefits – for a large fee Read our full review
Virgin Atlantic Reward+ Mastercard
18,000 bonus points and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
The American Express Business Platinum Card
50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review
The American Express Business Gold Card
20,000 points sign-up bonus and FREE for a year Read our full review
Capital on Tap Pro Visa
10,500 points (=10,500 Avios) plus good benefits Read our full review
Capital on Tap Visa
NO annual fee, NO FX fees and points worth 0.8 Avios per £1 Read our full review
British Airways American Express Accelerating Business Card
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
