This is my review of the AA FuelSave Credit Card.
Head for Points mainly focuses on credit cards which offer airline miles or hotel loyalty points for your spending. However, it is pointless taking frequent flyer miles if there are better deals available from cashback credit cards such as the AA FuelSave Credit Card.
Link: AA FuelSave Credit Card
Key facts: The AA FuelSave credit card has no annual fee for the first 12 months. After 12 months an annual fee of £42 applies, taken as 12 monthly payments of £3.50.
The AA FuelSave credit card has a representative APR of 22.4%, including the fee, based on a notional credit limit of £1,200.
The card is issued by Bank of Ireland UK.
How much cashback do I earn?
The free card, Cashback, pays you back 0.5% of your general spending.
You will also receive:
2% of your fuel spend if your total spending that month is under £500
4% of your fuel spend if your total spending that month is £500 or more
This is a generous package, especially for those with heavy petrol or diesel bills.
How is cashback paid?
Cashback is paid quarterly and is added to your card as a statement credit.
The maximum cashback you can earn is £150 per year.
What other benefits do I get?
You receive FREE AA Breakdown Cover in your first year, followed by a FREE MOT every year you hold the card.
If you are already an AA member you receive a FREE MOT in the first year instead of breakdown cover.
The card is free for the first 12 months, saving you £42.
This is a good value package in the first year, when there is no annual fee and you receive free breakdown cover as well.
Whether you continue with the card after Year 1 will depend on how much cashback you are getting and whether you value the free MOT that you will receive.
If you wanted to switch to a ‘free for life’ cashback card at that point, there are a few available which pay a similar 0.5%. The ASDA Cashback Credit Card is one example.
You can apply for AA FuelSave credit card on the AA website here.
Want to earn more points from credit cards? – August 2022 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
EDIT: Until 25th October 2022, there is an exceptionally generous sign-up bonus on The Platinum Card. You will receive 60,000 Membership Rewards points – double the usual amount – and £200 to spend at Amex Travel. You need to spend £6,000 within six months to earn the bonus.
British Airways American Express Premium Plus
25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review
The Platinum Card from American Express
60,000 points, £200 travel credit and an unbeatable set of travel benefits – for a fee Read our full review
Virgin Atlantic Reward+ Mastercard
15,000 points bonus and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
Capital On Tap Business Rewards Visa
10,500 points bonus – the most generous Avios Visa for a limited company Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.