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Which credit cards still treat Curve Card ATM withdrawals as a purchase?

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Here is a quick update on our story last week that Curve Card is now coding ATM withdrawals in a way which allows your credit card issuer to spot them.  You can read about that here.

The coding changes were apparently fully operational from Friday.  This is what we have seen so far – but expect changes:

Tesco Bank credit cards – ARE adding a 2.95% cash advance fee to ATM withdrawals done via Curve (reader feedback)

HSBC credit cards – are NOT adding cash advance fees, withdrawals still treated as purchases (reader feedback)

Creation credit cards – are NOT adding cash advance fees, withdrawals still treated as purchases (my own feedback, see screenshot below)

Curve Card ATM withdrawals

MBNA credit cards – less clear because I have only tested this on a Horizon card which offers free ATM withdrawals in the UK anyway.  I won’t know until my statement is generated whether or not my test withdrawal was treated as cash and so incurred a small interest payment.

More reader feedback is welcome, especially with Barclaycard / Hilton cards.  I am only interested in ATM withdrawals made since last Friday and not earlier.

Remember that this is a very fluid situation so keep an eye on your statements regardless.  It is also possible some charges could get added on later when statements are produced.

Curve will pay you £10 for trying it out if you use our link.


Want to earn more points from credit cards? – December 2022 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

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Barclaycard Avios Plus card

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Barclaycard Avios card

Barclaycard Avios Mastercard

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You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

British Airways American Express Premium Plus

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American Express Preferred Rewards Gold

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The Platinum Card from American Express

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Virgin Atlantic Reward+ Mastercard

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Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

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American Express Business Gold

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British Airways Accelerating Business American Express

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Capital On Tap Business Rewards Visa

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