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Has a 2nd Lloyds Avios Rewards upgrade voucher appeared in your Avios account?

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I’ve had numerous emails from readers in recent days who have found a new upgrade voucher appearing in their account courtesy of their Lloyds Avios Rewards credit card.  

If you didn’t get an email telling you it was there, it is worth checking anyway.  It will say:

Lloyds Bank Avios Rewards Upgrade Voucher
Valid from 29/09/2018
Expiry date 31/10/2019

It isn’t clear what is happening here, but it is a widespread situation.  My best guess is that this is part of the process of closing down the current cards.

Or, of course, it could be a mistake.

Lloyds was struggling to find a sensible plan which would allow them to close the cards.  They are being forcibly replaced with ‘next generation’ Mastercard-only Lloyds Avios Rewards credit cards which are substantially different from what you have now.

The new Lloyds Avios Rewards Mastercard will offer:

No annual fee

0.4 Avios per £1 you spend in the UK

0.8 Avios per £1 you spend outside the UK

0.4 Avios per £1 transferred on a balance transfer (this is a new benefit – Lloyds Duo Avios cardholders used to get Avios on balance transfers but Lloyds Avios Rewards cardholders did not)

….. plus an extra 25% bonus for Club Lloyds current account holders.

The bad news is:

There will no longer be a generous Amex card option

Overseas spending is no longer free – you will pay 2.99% on FX spend

There will no longer be an upgrade voucher

Because most cardholders will have their old card closed part-way through their membership year, it would be unfair to stop them getting a final upgrade voucher.

Lloyds may have decided that the cleanest thing to do is to give every cardholder their current year voucher.  It may also be a gesture towards Avios Rewards cardholders who are annoyed by the loss of 0% FX fees and the voucher.

Perhaps you should spend it quickly, though, just in case it is an error.

Want to earn more points from credit cards? – September 2021 update

If you are looking to apply for a new credit or charge card, here are our September 2021 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here.

The following offers will expire on 2nd November 2021:

  • 10,000 Avios on British Airways American Express
  • 40,000 Avios on British Airways American Express Premium Plus
  • 60,000 points on The Platinum Card from American Express

Here are the top current deals:

British Airways BA Amex American Express card

British Airways American Express

10,000 Avios for signing up, no annual fee and an Economy 241 voucher for spending ….. Read our full review

British Airways BA Premium Plus American Express Amex credit card

British Airways American Express Premium Plus

40,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

60,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

60,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card

1% cashback and no annual fee Read our full review

Comments (147)

  • Jon says:

    Just used both of my Lloyds vouchers on the phone for 2 bookings (Upgrade from Economy to Club Europe). They said that the additional one was issued in error, but they would honour them “on this occasion”

    • Julian says:

      That doesn’t seem at all fair to all those of us with this same card who didn’t get the accidentally issued second flight voucher. Either they give an extra one to all of us or they reverse their mistake but offer some token compensation of a few hundred Avios in my view. Time for an email to the CEO of Loyds Bank and BA me thinks.

      Also those of us who did not get the voucher surely deserve a statement on how much longer we have left to earn one as the picture is now totally unclear with numerous customers (myself included) reporting just being charged another £24 annual fee for a card supposedly being replaced by a fee free Mastercard only product in mid November, which is now only a month away………….

      • Shoestring says:

        It’s so unfair, life keeps treating me so badly, not sure what I am doing wrong

      • Rob says:

        You’ll get a pro-rata fee refund and whatever the guaranteed minimum notice is (6-8 weeks?).

        I was with Avios yesterday and there is some very interesting credit card stuff on the horizon for early 2019. I was pleasantly surprised.

  • Jacqui says:

    I’ve just received my latest statement and have been charged the £24 annual fee. I also received a separate letter increasing my credit limit from November. I’ve had nothing from Lloyds to say my account is closing as yet – puzzling.

    • Julian says:

      They also charged me a £24 fee in late August.

      The very pleasant Zimbabwean lady on their dedicated product changes enquiry line in Basildon (so far the only person on that line I have encountered with any kind of significant brain power or empathy with the position of callers) indicated that she thought Lloyds might be having a rethink in terms of the future of the fee paying card and hence that the November product change deadline no longer applied.

      She said those of us with the fee paying card(s) are the vast minority compared to the Legacy fee free card and it is only the fee paying card customers who are unhappy with the proposed changes for obvious reasons (loss of flight upgrade voucher and fee free foreign exchange plus major reduction in Avios earning rate for current Amex card purchases,

  • JF says:

    Strangely enough, I received the email TODAY advising of an upgrade award voucher!!

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