What are the best credit card deals for November 2018?

UPDATE – APRIL 2025:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Cards’ menu above.  Thank you.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

Keep up to date with the latest UK credit card bonuses by signing up for our free daily or weekly newsletters.

It is time for our regular round up of what is coming and what is going in the world of UK airline and hotel credit card sign-up deals.

Our directory of the 16 main UK travel credit and charge cards can be found by clicking the ‘Credit Cards’ tab at the top of the site or – for email, Flipboard, Apple News or mobile readers – by clicking here.

What was new in October?

Lufthansa relaunches its Miles & More card with Diners Club

Yes, I know.  It’s weird.

Lufthansa has succeeded where Emirates, Etihad, American and United have failed and managed to get a new card onto the market following the closure of their MBNA credit card.

They did this by jumping into bed with Diners Club, the card that time forgot.  Luckily the card comes as a double-pack with a Mastercard.  The structure is weird though – the Mastercard is actually a pre-paid Mastercard (which means you can’t use it for deposits at hotels or car hire depots) and when you buy something, Diners Club immediately tops up the Mastercard in the background because the retailer sucks the money out.

Our full article – which is a very long and detailed one – on the new card is here.  The package is impressive for high spenders, and more importantly charging £1 to the card each month is enough to stop your Miles & More miles from expiring.  This is what you get:

Annual fee of £79

Sign-up bonus of 10,000 miles if you apply before 31st December (5,000 miles afterwards)

A free voucher, valid for 6 months, to visit a Lufthansa airport lounge if you apply before 31st December

1.25 miles per £1 spent on either card

No supplementary cards allowed

2.99% foreign exchange fee

It is a charge card, not a credit card, so you MUST clear your full balance each month

If you were another ex-MBNA airline cardholder and are looking for:

alternatives to the American Airlines credit card, read this article

alternatives to the Etihad Guest credit card, read this article

alternatives to the Emirates Skywards credit card, read this article

alternatives to the United MileagePlus credit card, read this article

Earn Virgin Flying Club miles with a Virgin Money savings account

Whilst not strictly credit card related, Virgin Money relaunched their Virgin Atlantic 1-Year Flying Club Savings Account last month.

The number of miles you earn has been increased and it now pays 1,600 miles for every £1,000 you save.

My article is here.  You can apply and find out more on the Virgin Money website here.

Curve prepares to relaunch with American Express functionality

Curve Card will be relaunching in November.  They have been teasing some of the new features on social media, but to be honest I don’t know how much of what I know is still meant to be secret and how much isn’t!

To be safe, I have been saying nothing.  However, the company has said publicly that American Express will return as a partner – allowing you to recharge Visa and Mastercard transactions onto a linked Amex card – so I feel happy repeating that.

There are going to be limits and restrictions which will be announced in due course.  However you think it is going to work, you are probably going to be wrong!  It is very interesting though, especially for readers of this site.

You can find out more about Curve Card here.  The card is free and they will pay you £5 for taking it out if you use my referral link.  You can apply here.

Flybe drops its UK credit card

With excellent timing, Flybe chose to close its UK credit card to new applications just 24 hours after we published our annual – and not very enthusiastic – review of it.

The card was issued by Creation.  It had made no sense for a long time, because it was still giving credit in Spend&Fly points whilst the airline had switched to Avios a few years ago.  My Flybe Mastercard review is here if you want to see what you missed.

Lloyds Avios Rewards accidentally gave out 2nd upgrade vouchers

A lot of Lloyds Avios Rewards credit card holders found that they had mysteriously been given another upgrade voucher in early October.  We wrote about it here.

Avios has admitted this is mistake but said that if you got a 2nd voucher, you can keep it.

Tesco Bank brought back the bonus on the Tesco Clubcard Mastercard

I spotted by chance over the weekend that Tesco Bank has extended the sign-up bonus on its Tesco Clubcard Mastercard.   The card is free and you will get 1,000 Clubcard points (2,400 Avios or 2,500 Virgin Flying Club miles) if you apply before 31st January.

The earning rate is not great but beats the Lloyds Avios Rewards Mastercard.  You earn 1 Clubcard point for every £8 you spend, but rounded down to the nearest £8, so a £7.99 purchase earns nothing.  Ignoring the impact of rounding down, this means you get 0.125 Clubcard points per £1 which converts to 0.3 Avios per £1.  You can apply here.  Our review, which will be updated this week, is here.

There is still no word on the relaunch of the Marriott Mastercard

Creation is meant to be running this, as they ran the old version which was closed to new cardholders two years ago.  It was due to launch in August but nothing has happened.

EVERYTHING you need to know about the BA American Express 2-4-1 voucher

Finally, if you missed this article last month, newcomers should read my guide to ‘everything you ever wanted to know about the British Airways American Express 2-4-1 voucher’ which you can find here.

PS. If you are not a regular Head for Points visitor, why not sign up for our FREE weekly or daily newsletters? They are full of the latest Avios, airline, hotel and credit card points news and will help you travel better. To join our 65,000 free subscribers, click the button below or visit this page of the site to find out more. Thank you.

Want to earn more points from credit cards? – April 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review