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How to earn Avios on foreign currency transfers with Midpoint

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This articles shows you how you can earn Avios points when you make foreign currency transfers with Midpoint.

What is Midpoint?

Midpoint is a UK-based platform for making international payments. They are FCA regulated and have a 5* Trustpilot ranking.

The company operates in 22 currencies covering 72 countries.  It uses segregated trust accounts at major local banks so funds are always safe.  Typical individual users are expats, international students and those with property abroad.

Since 2018, you have been able to collect Avios with every international money transfer you make.

How to earn Avios with Midpoint

How to earn Avios with Midpoint

The earning rate is 1 Avios per £10, up to an annual maximum of 100,000 Avios.  The service is available to both businesses and individuals.

Avios are being awarded into Avios Travel Rewards Programme, British Airways Executive Club, Iberia Plus, AerClub or Vueling Club accounts.

Note that if you use the Aer Lingus or Iberia schemes, you earn at the rate of 1 Avios per €11 transferred.

What are Midpoint’s fees?

A breakdown of the fees can be found here.  Midpoint claims to use midmarket exchange rates so the fee is the only expense you have – there is no FX spread.

Whilst 1 Avios per £10 may initially seem quite low, it is a decent return on your fee.  The example on their site of a £225 fee for transferring £50,000 would be offset by over 20% if you value the 5,000 Avios earned at £50.

How to earn Avios with Midpoint

How do I register to earn Avios with Midpoint?

You can register as an individual or a business on this page of the Midpoint site.

During the registration process you must upload a proof of identity (i.e. passport) and proof of address.

At the end of the registration process you can add your Avios account number of the programme you would like to receive the Avios into. Make sure that your last name is the same as the one registered with your Avios account in order to receive your points.

You can find out more about the partnership on the British Airways lifestyle and finance partners page here.

The Midpoint website is here if you want to find out more.  Note that you must use this special Midpoint / Avios page when registering to receive points.

(This article is part of our ‘BA Q&A’ series which explains how British Airways Executive Club works.  You can see all of our ‘BA Q&A’ articles here. )

(Head for Points is the UK’s biggest frequent flyer website with 1.5 million monthly page views.  Want to learn more about earning and spending Avios?  Click here to read our latest news storiesclick here to join our email list and click here to read our ‘Avios Redemption University’ series.  Read this article to learn how you can get 10,000 FREE Avios by signing up for the American Express Preferred Rewards Gold credit card.)

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