Get a 30% bonus buying World of Hyatt points – worth it?

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• Boris says:

  23 Jan23 January 05:35

  What’s the best way to transfer from Amex to IHG? Can’t see them as a hotel redemption partner on my portal?

  • Rob mc says:

    23 Jan23 January 05:58

    You can’t unfortunately.

  • Optimus Prime says:

    23 Jan23 January 05:58

    They’re not an amex redemption partner.

  • Optimus Prime says:

    23 Jan23 January 05:59

    Maybe you could do Amex -> Virgin -> IHG

    • Genghis says:

      23 Jan23 January 06:34

      But at a loss in value of c.60% IMO.

• Tom Cook says:

  23 Jan23 January 08:42

  We went to the Nets over Christmas – 4 1/4’s of 12 minutes per qtr and the game, which started at 7.30pm, finished at 10.40pm! The jet lagged kicked in around 9pm!

• Sussex Bantam says:

  23 Jan23 January 09:31

  Also – just be aware that the Long Island Nets play in the G League which is very much not the NBA.

  • Jon says:

    23 Jan23 January 13:35

    Indeed. A ticket would cost $20 or less, cash and there will always be all the availability you want. I thought a discount of only 5000 points for this match was pretty mean….

  • Boris says:

    23 Jan23 January 18:42

    It’s the Brooklyn nets that this article is referring to

• Simon says:

  23 Jan23 January 10:05

  OT: curve.
  Every transaction (in shops not business services) I’ve had with a nationwide credit card behind has been blocked for the last week or so. Other cards are fine. Anyone else seen this?

  • Stuart says:

    23 Jan23 January 11:39

    If you ask CUrve they are very forthcoming with the reason for the block. If the reason is Nationwide they give you the exact code to ask Nationwide for the reason.

    • Simon says:

      23 Jan23 January 13:27

      Thanks. I’ll do that

  • Mr Dee says:

    23 Jan23 January 14:54

    Will be nationwide so just stop using it.

• Anon says:

  23 Jan23 January 10:07

  Off-topic, so on bits thread.
  I’m interested in getting a Curve Black card. If I apply now, how long does it take to get the card and be able to use it. I’d like to pay a large tax bill at the end of February using it, if possible. I also read that you have to build up history before you can get the £50000 annual limit. Would I likely be successful in paying HMRC £11k using the Curve card. Any expert advice would be much appreciated.

  • Rob says:

    23 Jan23 January 10:13

    Curve has daily, monthly and annual limits – you will be busting the first two.

    It also depends which card you are linking. Creation (IHG) has a bender if you try to charge more than £200 or so on Curve – in my experience, yours may vary – so you’d be doing 55 transactions! MBNA in my experience lets you put through larger sums. The new Amex Curve system, launching very soon, will be more efficient as you pre-load Curve from Amex which means the transaction will be approved without issue.

    What tax is due in late Feb? VAT is 2nd week of Feb, personal tax is 31st Jan, PAYE would be due by 22nd.

    • Anon says:

      23 Jan23 January 10:39

      Thanks for your quick and helpful response Rob. Clearly that won’t work for me then as I wanted to use IHG as the underlying card. I wasn’t aware of the daily and monthly limits. I don’t think I’ll bother them at this stage. Incidentally how long does it take to receive the Curve card after applying.

      Corporation tax for my limited company due end of Feb 19 for May 18 year end.

      • TGLoyalty says:

        23 Jan23 January 12:20

        I would still get the card and build up some transaction history so you are able to use it next time tax payments come around.

        Can Revolut be used for HMRC payments?

      • Ben says:

        23 Jan23 January 13:10

        It only took a few days for my Curve Black card to arrive back in October/November. Also, I made a couple of payments to HMRC with an underlying IHG card (first payment £500, second around £1,500). Both payments went through fine. Even if you hit the 30-day limit of £5,000, that is half-way to your IHG annual spend requirement (if you’re working towards the £10k free night voucher), so maybe still worth doing?

    • Craig says:

      23 Jan23 January 12:05

      What’s your ‘gut’ feeling on Amex Rob, days, weeks or months?

      • Rob says:

        23 Jan23 January 12:41

        I’d say another 11 hours …

        (EDIT: make that 11 hours and four days)

      • AndyGWP says:

        23 Jan23 January 12:43

        lol

      • LewisB says:

        23 Jan23 January 12:43

        *eyes emoji*

      • Alan says:

        23 Jan23 January 13:36

        Given there are still plenty of bugs being found I’d suggest weeks, but they may not wait for them all to be squashed!

    • Thomas Howard says:

      23 Jan23 January 13:24

      I managed to get multiple £2300 HMRC payments through on a relatively new IHG card just after Christmas. It might depend on the usual value that runs through the card?

    • Mr Dee says:

      23 Jan23 January 14:57

      I don’t know what your issue is with £200 limit on IHG, I have no issue doing 2.5k in one transaction upto the 50k limit.

      • Alan says:

        23 Jan23 January 15:11

        Which retailer(s) are you paying? Creation seem to have tightened up which ones they consider ‘cash-like’ and limit them much more.

    • Jimbob says:

      23 Jan23 January 20:10

      Surprised you have trouble getting more than £200 through curve linked to an IHG card. Last week had no problem putting my daily limit of £3750 on IHG through curve when buying a car.

      Although I do wonder if car dealerships have special chip and pin privileges, as Barclays didn’t flinch when I put the other £22k through to complete the payment. Shame they didn’t take Amex!

• Scottydogg says:

  23 Jan23 January 10:12

  Im waiting for a ‘buy SPG points’ bonus …….Any sign of that happening since the merge ?

  • Lee says:

    23 Jan23 January 10:27

    Can’t remember Marriott ever has points sale

    • marcw says:

      23 Jan23 January 10:30

      I have never seen one…

      • Rob says:

        23 Jan23 January 10:50

        But SPG did, towards the end, so who knows what Marriott will do?

        The ‘problem’ is that a big discount means it makes sense to buy points and immediately convert to miles, which probably doesn’t make any money for Marriott given the decent rates!

• rams1981 says:

  23 Jan23 January 10:29

  Rob – is 30% the highest discount for Hyatt purchases typically?

  • marcw says:

    23 Jan23 January 10:31

    Sometimes there’s 40/45% off, unless you need the points for a redemption soon… wait for a 40/45% off

    • rams1981 says:

      23 Jan23 January 10:35

      Cool, thanks. I’ll wait!

• GRIMZ says:

  23 Jan23 January 11:09

  O/T, Has anyone got any experience of putting PCP (Car fee’s) through a credit card via CURVE?

  • TGLoyalty says:

    23 Jan23 January 12:21

    You might need to be more specific for example BMW take AMEX directly.

    • GRIMZ says:

      23 Jan23 January 14:47

      Sorry its 300 a month to Toyota finance. Was hoping this monthly spend could through CURVE.

      • Anna says:

        23 Jan23 January 16:22

        I’ve looked into this for car lease payments and both companies I’ve used insist on the payments being made directly from a bank account by direct debit. It’s very frustrating as if someone did want to stop their payments (and face the consequences!) all they would have to do is cancel the direct debit, so I don’t accept the argument of these companies that this guarantees that the payments will be made. I’m currently negotiating a new lease and am finding that they all seem to require the down payment by bank transfer which again is annoying as I’ll have to use Billhop and pay their fee if I want to earn points from the transaction.

  • Steve says:

    23 Jan23 January 13:10

    I have to BMW finance, for final payment. Paid £3,750 through curve and the rest through current account debit card earlier this month. It is possible to pay on separate days to stay within your daily limit and max out your monthly limit in the final month. I was incorrectly told by an agent that the total balance needs to be paid on the same day, but the agent taking payment confirmed it is fine to pay on stagger your payments within the final month as long as you clear balance 5-7 days before due date to enable them to cancel direct debit request.

    Paid using Virgin via Curve, treated as purchase but not sure if other cards are picking BMW finance as cash advance

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