Mobile bank Monese launches exclusive partnership with Avios

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This article is sponsored by Monese

The globally-connected banking service Monese has launched an exclusive partnership with Avios.

Back in December we wrote about how Avios Group had joined a £60m funding round for Monese and asked whether this was going to lead to an Avios earning partnership.

This week we got some answers.  Monese and Avios have announced that users can now link their Avios account to their Monese account and see their Avios earning and spending in the app. For now you cannot earn and spend via Monese, but watch this space …..

Monese and Avios

What is Monese?

Monese is a globally connected banking service that was founded in 2013 by Norris Koppel.  It aims to simplify the process of getting a bank account in Europe.  It’s a ‘mobile app only’ bank that gives users a £ and a € account allowing them to bank like a local across the UK and Europe. Accounts can be opened within two minutes with a photo ID and a video selfie.

The company launched its banking product in 2015 and has currently 800,000 users in 30 countries and supports 12 languages.  Customers are currently moving $3 billion through their Monese accounts each year.

How does Monese work?

There are three different plans to choose from.

  • Starter – FREE
  • Plus – £4.95 / month
  • Premium – £14.95 / month

Click the enlarge the image below which outlines the benefits of each plan:

What are Monese’s key feature?

Monese accounts are linked to a contactless Mastercard that is accepted in 200 countries and territories. Users can make unlimited transactions with their card, but depending on the plan there might be charges for ATM usage and foreign exchange transactions.

Monese accounts can be operated like a traditional current account with your salary paid in.  If you don’t want to do this, you can also top up your balance from another bank account or with cash using PayPoint or over the counter at a Post Office.

Introducing the new Avios partnership

This week Monese and Avios launched the first stage of their partnership.  Users can now link their Avios account to their Monese account and track their Avios earning in the same app as their banking balance.  This includes Avios earned from flights, via the e-store and any Avios earned from credit cards.

The app currently lists your last five Avios transactions and Monese is working on increasing this.

Monese Avios

What does the future hold for Monese and Avios?

In the coming weeks Monese will introduce further benefits for Avios collectors. There will be various earning and spending opportunities including earning Avios for referring friends to Monese and earning Avios by paying for items with your Monese debit card.

Customers will also be able to send Avios to their friends as long as they have a Monese account.

Norris Koppel, CEO and Founder at Monese, says about the Avios partnership:

“We are delighted to be announcing this partnership with Avios, following our successful Series B fundraise. We serve a fast-growing and incredibly international audience who travel the world for study, work, family, or retirement. We’re proud to offer customers a smart, portable and seamless way to manage their lifestyles, as well as their finances. We know that these customers would value an easy and simple way to track and maximise Avios alongside their finances and travel. In the coming months, our Avios offering will become even smarter and stronger and it will help our customers make better decisions, wherever they may be in the world.”

Do I earn Avios and tier points on reward flights?

Andrew Crawley, CEO, Avios Group, believes:

“Partnering with Monese is a significant move to making it even more convenient for customers to track their Avios while on the go. As Avios can be collected and spent in over 190 countries, we understand the need to have a banking account that’s as mobile as its customers. We look forward to working with Monese on our exciting plans to make collecting and spending even more rewarding.”

You can sign up for a Monese account via the App Store for iOS here or the Google Play store for Android here.  You can find out more about the company on its website here.

(Want to earn more Avios?  Click here to visit our home page for the latest articles on earning and spending your Avios points and click here to see how to earn more Avios from current offers and promotions.)

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  1. Any chance for an advertorial for the HSBC premier current account, with a link to a £175 sign up bonus? Seem they only give the sign up bonus to their basic current account

    • Premier has had the night away offer back for a while now. Came through a week after switch went through. I’ve booked a country night away with afternoon tea, dinner B&B in the summer.

      • I’d just prefer the hard cash

      • I already have HSBC advance but want upgrade to primier….what offer can I get? only offer I saw was switching from elsewhere.

        Also, I meet the salary part… what is the smallest investment/savings product to get to meet the second criteria?

        • Qwerty Bertie says:

          I took life insurance. Already had two policies with other providers, but wanted a small top up anyway and got something for £12 per month. £200k cover for ten years.

          In theory, you could get something much smaller and cheaper even than mine and qualify, for example: £10k cover for ten years. Probably only be about £1 per month.

    • Switch to the current account, pocket the £175, then go into the branch and ask to be upgraded to Premier.

  2. Talking about points (strenuous OT as no bits) AirEuropa’s offering a 40% lift on purchased miles until 7th March. AirEuropa is part of Skyteam Alliance other partners include:Aeroflot, Aerolíneas Argentinas, Aeromexico, Air Europa, Air France, Alitalia, China Airlines, China Eastern, China Southern, Czech Airlines, Delta Air Lines, Garuda Indonesia, Kenya Airways, KLM, Korean Air, Middle East Airlines, Saudia, TAROM, Vietnam Airlines, and XiamenAir.

    Mentioning it because they fly long haul wide bodied aircraft on short haul flights with a proper dedicated business class seat and cabin between the UK and Canaries/Balearics.

  3. How have none of the previous commentors missed the one interesting thing in this article IMO: The ability to send Avios freely to other Monese account holders… Might this create a marketplace for buying and selling Avios?

    • Probably because, like me, they do not believe that this will give any useful benefit.

    • I thought the interesting thing is that Rob’s picking up the flack for the article but it was Anika who wrote it.

      • Rob is the editor (“boss”)

        • Yes I know. I also understand that the buck stops with Rob as Editor. However this is a ‘think piece’, something to make those with an interest in the area think and provides a heads up that a full article will be published, subject to editorial approval, when ready. Anika has done this very well and I’m sorry she hasn’t picked up any credit for her article.

        • luckyjim says:

          All Anika’s articles are well written (better than Robs even) but this one was probably written by Monese.

    • I already mentioned in earlier and nowhere it mentions free

    • luckyjim says:

      Because is does not say that you will be able to send avios ‘freely’ to other monese users. The word ‘freely’ does not appear.

    • Shoestring says:

      @Luke – well actually, I already mentioned it 3 times so you must have missed that.

      You are assuming too much without any evidence. You don’t know if it will be free to transfer Avios to other Monese users; nor if the quantity will be limited.

      I suspect it will cost a fee & be limited in quantity: that’s how BAEC operates already in Avios transfers. If it’s free, it would be for a paltry amount.

      • Andrew L says:

        Nothing seems to be free where Monese are concerned. The monthly fee for having their debit card in your wallet will be introduced soon! 😔

  4. Qwerty Bertie says:

    OT: Can two BA companion vouchers be used in one booking, eg: 3 people flying together, pay avios for one plus the two vouchers?

  5. Optimus Prime says:

    OT – Does BA still use long-haul aircrafts on the LHR-SVO route?

  6. EvilDoctorK says:

    OT – Creation IHG reward – is that book within 1 year of issue or book and use within one year of issue .. I seem to recall it’s just book within 1 year ?

    • Just book before expiry

      • EvilDoctorK says:

        Thanks Genghis … Copy that .. whereas the Ambassador free weekend one seems to require the stay to be within 12 months of the issue of the voucher

    • Have to book before expiry, stay can be after however if you cancel you only get the voucher back if you do so before the expiry date.

  7. funkypigeon says:

    OT: Looking to booking an Avios redemption from GLA – LHR – FCO – LHR – GLA.

    Was wondering if it is possible to just book the LHR – FCO – LHR segments as Club Europe and have the rest Euro Traveller?

    • Not via BAEC. You can via IbPlus, but no RFS. You choose.

      • Shoestring says:

        funkypigeon could just book the segments as separate reward flights. The 2x Economy flights would still allow him/ her to get into the lounge before those flights because of flying in CE on the same day.

        Not a bad strategy, all the (important) benefits of CE – food & booze in the lounge plus a couple of tinnies for the flight – whilst paying ET prices (or HBO, for that matter).

        • TGLoyalty says:

          Fine if hand baggage only. Hassle if you need luggage.

        • They won’t do that at MAN any more, if you’re not flying in CE down to LHR, you’re not getting in the lounge regardless of what class you’re in next.

        • Shoestring says:

          So complain & get some compo, it’s breaking BA’s own rules/ guidelines

        • @Anna, I used to have problems with this at GLA from time to time a few years ago, always made them call to clarify and ended up getting in. Are you sure the policy has changed, might just be misinformed staff at Manchester too? Now it is not an issue as I always get CE on donestic too.

        • Shoestring says:

          ‘Customers arriving from, or connecting to a long haul oneworld First (F) or Business (J) class flight have lounge access at all departure airports even if their connecting oneworld flight is booked in Economy (Y). A valid ticket/ and or boarding pass for the onwardor previous long haul flight must be shown. Customers must connect on the same day’

        • Shoestring says:

          policy might only be where there’s LH involved

        • I am sure Harry is right. The dragons are probably confusing it with tbe OneWorld rule where the flight needs to be longhaul. However, in the case of connections to BA there is no such requirement; this has not changed recently AFAIK.

    • Never done mixed class redemptions myself but I think you might be able to do what you want online via BA. Just opt for a stopover in London and then choose the same date for the GLA-LHR and LHR-FCO flights. This lets you choose any flight (and presumably cabin) you want sector by sector.

  8. OT: 2 days ago Jay asked for help with Amex £200 off 600. I have 2 if you are still looking for them. struggling to use mine

  9. This whole thread has given me a good laugh so thanks all! 🙂

  10. Back to the topic of the day…which again has been hijacked.

    What I’m trying to understand is the rationale for Andrew Crawley, CEO, Avios Group signing up to a deal like this, with the Monese card of all things ? We’re no other operators interested

  11. Why would anyone open account with a bank that you have to pay for things which are free elsewhere? The marketing manager of Monese didn’t do his homework…

  12. Hope you were paid well!

    Sounds like an awful product. Too many charges.

    Looking at reviews they also regularly freeze accounts.

    One to avoid!

  13. Dannyrado says:

    So that went down well Rob. 🙂

  14. no thank you

  15. If it saves time it saves money, so if its helping you with your points collecting then it could be worthwhile if any charges may be incurred

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