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• Grant says:

  4 Mar4 March 17:23

  Is anyone prepared to divulge how many times they are recyling initial credit card spend with the use of Curve / Revolut et al?

  • Mark says:

    4 Mar4 March 17:36

    First rule…..

    • Shoestring says:

      4 Mar4 March 17:43

      And that’s why Curve used as a debit card with free transactions to pay off credit card bills (when Curve *isn’t* a real debit card if the card behind it is a credit card – simples!) – has a very short life expectancy 🙂

      • Mr Dee says:

        4 Mar4 March 19:28

        Agree difficult to explain how you can spend so much on your cards if your salary doesn’t match which is now often recorded on the credit files and questioned by some lenders

    • Grant says:

      4 Mar4 March 20:11

      That was funny the first couple of times

  • BJ says:

    4 Mar4 March 19:25

    You must be a newbie, we don’t do things like that here on HFP 🙁

    • Genghis says:

      4 Mar4 March 19:57

      How vulgar

    • Grant says:

      4 Mar4 March 20:11

      Lol – I’ve been around long enough to know that a lot of us do it. Just wondered whether anyone was brave enough to admit the scale to which they do it personally given the relative anonymity offered. Seems they aren’t.

      • Graham Walsh says:

        5 Mar5 March 08:28

        Did it got a few months and got bored of the stupid £200 per transaction limit.

• lee says:

  4 Mar4 March 17:35

  Is Barclaycard now treating Curve Atm as cash advance or is this even still possible ?

  • Rob says:

    4 Mar4 March 17:35

    Don’t believe so.

  • Andrew L says:

    4 Mar4 March 18:18

    No. I withdrew £250 from my HH Barclays credit card a few weeks ago using my Curve card and, as always, was treated as a purchase by Barclays.

    • Shoestring says:

      4 Mar4 March 18:25

      a few weeks ago is centuries ago – it’s now all changing very quickly as banks & other credit card providers realise (belatedly) that transactions through Curve are exposing them to unacceptable risk & the least they should do is bill them as cash advances

      • Andrew L says:

        4 Mar4 March 20:35

        I can assure you that the only thing that has changed with Barclays is that they won’t allow you to pay your credit card bill with Curve anymore, which just eliminates all the idiots that are totally abusing the system whom will ruin it for everyone if they are allowed to continue taking the mickey.

      • Shoestring says:

        4 Mar4 March 21:01

        There’s no such thing as ‘abusing the system’.

        Either a process/ transactions is allowable under the bank/ credit card provider’s systems – or it’s not.

        There’s no ‘taking the Mickey’.

        There is a bank or credit card provider failing to recognise that another credit card payment #1 is using it to pay off credit/ charge card #2.

        So it’s a failure not at Curve but at Barclays or whatever. Barclays is liable for the repercussions or the falsehoods etc, that’s hopefully what Barclays have realised & that’s hopefully why they’re stopping it.

        Why would a responsible bank willingly allow customers to harm themselves with wrong/ misguided credit movements? Paying off credit card A with credit card B falls into this category.

• lee says:

  4 Mar4 March 18:01

  Will do a test tmw for £50 atm withdrawal .

• Nick_C says:

  4 Mar4 March 18:02

  I tried to withdraw cash on my Curve card today at a Barclays ATM, inside a Barclays branch. The card was refused. Message was something like “invalid card type”

  I don’t know if this is something new to Barclays or not. I usually use a Lloyds ATM, but tried Barclays because of a queue at Lloyds. After trying both ATMs inside Barclays, I went over to Halifax where my Curve card worked fine.

  Maybe all this is a red herring – are the Barclay’s cash machines inside the branches for Barclays customers only?

  • Andrew says:

    4 Mar4 March 18:14

    You should be able to use any card with the Visa, MasterCard or Link logo (plus others) at a Barclays machine, whether that be inside or outdoors, unless you tried to use a deposit machine by mistake.

    Lloyds, Halifax & BoS brand all run on the same platform.

• Jeferson Amend says:

  4 Mar4 March 19:47

  Can I pay AMEX bills with Curve from another CC? Does anybody know if AMEX accept it?

  • Rob says:

    4 Mar4 March 20:30

    Amex will accept it but your card company may charge.

• Alex Sm says:

  4 Mar4 March 19:51

  Just out of curiosity – is Landor scheme named after the branding agency of the same name which, inter alia, helped to devise new branding and colour schemes for airlines? Or is it more of the “wag the dog” situation?

  • ChrisC says:

    4 Mar4 March 19:59

    yes it was named after the Landor Agency

• Roger says:

  4 Mar4 March 20:46

  With Apple offer (£50 off £500), is it a good deal to trade iPhone 7(~225) and get iPhone XR?
  This takes the price of XR above £500 and triggers offer.
  Just asking-

  • Lumma says:

    4 Mar4 March 21:04

    Trade in price is around what you get on eBay these days for a used iPhone 7 without the faff off selling it on eBay so a good deal if you want the iPhone XR

  • Mr Dee says:

    4 Mar4 March 22:23

    I would wait

• Nick says:

  7 Mar7 March 20:23

  Re. Barclays blocking curve – is this something to with trying to limit credit risk. Ie if my customers are using credit cards to pay off other credit cards, probability of default across the whole population of card holders is likely to be higher, so a good idea to block it? Just a thought.

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