Join Angela Hartnett for an exclusive meal at Murano with Marriott Bonvoy points

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• Sam G says:

  4 Mar4 March 05:15

  OT – Data point – I had to cancel two bookings with Amex travel that I’d got the 50gbp credit for. One I immediately replaced with another booking using the same card but one I didn’t and they clawed back the credit from that card late last week.

  No complaints from me – genuine need to cancel vs trying to game them – but something to note

  • TGLoyalty says:

    4 Mar4 March 07:08

    Never had an instance where an AMEX offer hasn’t been clawed back after refund. Even once when it seemed like the refund was posted under a different name.

    • Sam G says:

      4 Mar4 March 07:16

      Mine was a while ago but didn’t get a claw back and hadn’t seen it mentioned here before, so thought I’d update

      Not surprised, would be too easy a game otherwise!

• Andrew says:

  4 Mar4 March 05:47

  OT – some new Amex offers have appeared. Including £50 off £500 at Apple (online only, first 20,000 card holders). Available to on my Plat and my PRG supp card.

  • BJ says:

    4 Mar4 March 08:15

    Two weeks after my partner bought a new iphone lol . Just bought an ipad for £217 @globalcentral so no loss there fortunately.

  • Doug M says:

    4 Mar4 March 09:25

    I’ve got this on SPG but not Plat or Plat sup. I’d love to know how Amex determine these, and who they’re offered to. Almost all of my larger spend is with Apple for work related things, it’s just giving me money for spending I’d do anyway. Odd on the SPG but not (hopefully yet) on Plat.

  • Paul Stevens says:

    4 Mar4 March 09:49

    Thank you. Getting an iPad soon and this offer is available to me on BAPP. Also noticed a Boss offer there as well, spend £150 get £30 back…

    • BJ says:

      4 Mar4 March 10:24

      Throwing money away, get it from globalcentral.

  • Liam says:

    4 Mar4 March 10:56

    I have this Apple offer on my Gold credit card (but not my Amex Rewards credit card). Very timely for me, fortunately.

  • RussellH says:

    4 Mar4 March 13:18

    I got Karl Lagerfeld and Winser London Designer Fashion, but no Apple.
    You would think that since the only clothing shop that ever appears on my Amex statement is Primark, you do wonder who has these ideas!

    • RussellH says:

      4 Mar4 March 13:24

      On the other hand, on my BA Amex I got 5% off at Chef + Brewer, which shoukld stack with my 25% shareholder discount!
      Actually something potentially useful!

• Max says:

  4 Mar4 March 05:51

  No it doesn’t.

  • BJ says:

    4 Mar4 March 08:11

    Typically, you eill wait 6-1w months for your avios via this and similar routes. Peope often complain that they never get them but eventually I have always got mine. I do full cash bookings only, points and cash can be a problem.

• Max says:

  4 Mar4 March 05:53

  Not received any letter for my two Barclaycards. So maybe a select few.

  • Anna says:

    4 Mar4 March 06:13

    I haven’t had a letter either, but I don’t pay my HH visa via Curve as it hasn’t been accepted for ages.

    • Genghis says:

      4 Mar4 March 06:27

      Only those paying with Curve received a letter

      • Guesswho2000 says:

        4 Mar4 March 08:15

        I haven’t had one, and I use it like that.

    • Paul says:

      4 Mar4 March 08:04

      Newbie so please excuse my niavity – how do you physically use a credit card (Curve) to pay another credit card bill? Do you have to go into a bank or similar? I usually have a DD set up from my own bank account and did not know another card could pay the monthly balance to assist with contrived spend towards targets etc

      • Anna says:

        4 Mar4 March 08:54

        Curve is a debit card.

      • Bonglim says:

        4 Mar4 March 09:41

        As Anna says, the curve card itself is a debit card. It charges merchants like a debit card. It can be used wherever a debit card is used.
        It is against their terms (I think) to use it to pay off a credit card with another credit card, but they turn a blind eye – for now.

        I for one can see a reason why barclaycard block Curve’s use. There are issued around being a responsible lender, and paying one credit off with another is far from being responsible. Similarly a credit card company would prefer you to have a 10k debt, earning interest (if you can’t pay it off properly). Rather than a 10k debt being passed from one credit card to another, earning points each time, earning them no interest.

  • Dan says:

    4 Mar4 March 06:55

    But what I don’t understand is that it’s simple enough to use curve to top up a Monzo/Revolut etc. Account and then pay a barclaycard from there? In an understand why BC are clamping down, but for anyone with even half an ounce of effort – it won’t stop them

    • Save East Coast Rewards says:

      4 Mar4 March 07:46

      You can’t top up Monzo with a card. That functionality was removed a while back.

    • Mr Dee says:

      4 Mar4 March 07:47

      Yes but its stop the liability with barclaycard

    • Alan says:

      4 Mar4 March 08:47

      Revolut doesn’t work for me when attempting to pay my Barclaycard bill.

  • BJ says:

    4 Mar4 March 08:15

    +1

  • Ali says:

    4 Mar4 March 08:48

    haven’t received a letter + have paid 600 pounds over the weekend so has been ok.
    Tax bill soon – will use virgin Atlantic before they stop it too 😉

• RH says:

  4 Mar4 March 06:18

  I’m topping up Revolut to pay AMEX Bills.

  What is the best way?

  Bank transfer from Revolut, Virtual Card or Physical Card?

  I saw a comment asking “how they are exiting” so thought there might be a preferred way.

  • Genghis says:

    4 Mar4 March 06:28

    Have you tried bank transfer?

    • RH says:

      4 Mar4 March 07:34

      Yes,

      Worked fine. But I think you mentioned that this would eventually get you a warning from Revolut?

      • TheSkintTraveller says:

        4 Mar4 March 08:03

        All depends on how many BT’s you do, one a week is fine.

      • Jtz says:

        4 Mar4 March 09:28

        Maybe a silly a question but what’s the benefit of using revolut to pay for Amex bill?
        Do you mean using another card besides hilton to top up revolut?

• Simon Schus says:

  4 Mar4 March 07:09

  What did the Barclaycard letter say? I haven’t seen the text used in the letter as I haven’t gotten one

• Patrick says:

  4 Mar4 March 07:40

  I think the move by Barclaycard (and others) is most likely illegal (Anti competitive behaviour) as this is a way for people to block balance transfers. (Which are free if done via curve or similar)
  Time for a large fine…

  • Mr Dee says:

    4 Mar4 March 07:49

    This is not an authorised way to do a balance transfer so good luck with them getting a fine

    • john says:

      4 Mar4 March 11:22

      Authorised by whom?

      • John says:

        4 Mar4 March 13:58

        The financial institution lending you money

      • Mr Dee says:

        4 Mar4 March 14:19

        Authorised method through the card issuer, nobody can say Curve is an official balance transfer tool

  • ChrisC says:

    4 Mar4 March 08:03

    Illegal and anti-competitive?

    How so. You need to explain yourself not just make an accusation.

    According to Rob you aren’t supposed to be able to pay off credit card bills with Curve in the first place. Paying off a bill isn’t the same as a balance transfer. That they have allowed it previously but have stopped allowing it does not mean they are acting in an anti competitive manner.

    I see no illegality.

    • Anna says:

      4 Mar4 March 08:57

      Quite – and if Barclaycard want to write into their Ts and Cs that they won’t accept Curve, there’s not much anyone can do about it!

    • Doug M says:

      4 Mar4 March 09:39

      It’s sound practice in an era where financial institutions are (rightly or wrongly) held retrospectively accountantable for customer stupidity. Allowing the constant cycling of payments from one credit card to another will for many end badly. Most who comment here can see it for what it is and probably game it in a controlled way. But if this was widely accepted as a legit method it would encourage irresponsible borrowing. It’s already questionable how current card fees can support the loyalty points game, widespread Curve use for payments would end it for sure. If each £ you spend is generating Avios, FC miles and IHG points too, how is that sustainable?

    • Charlieface says:

      4 Mar4 March 09:56

      The majority of credit cards have a condition that you must not hide cash or cash-like transactions as a purchase. This is clearly so that they can account for it in their risk modelling. A happy side effect is they charge cash fees as well.

• Mr Dee says:

  4 Mar4 March 07:50

  I really don’t see the point in wasting your Curve limits on paying barclaycard as Curve probably won’t increase your limit when reviewing your account if you pay credit cards off which is something they don’t want the hassle of.

  • Doug M says:

    4 Mar4 March 09:42

    But this assumes you need higher limits, and you have a better reason for having Curve than shifting payments for multiple point earns.

    • Mr Dee says:

      4 Mar4 March 14:21

      Yes thats right!

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