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Earn 26,000 miles with a new Virgin Flying Club life insurance deal

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Virgin Flying Club has relaunched its offer with Virgin Money life insurance – and with a slightly higher mileage incentive.

Until 15th January 2020 Virgin Atlantic Flying Club members who take out a life insurance policy from Virgin Money will receive up to 26,000 Flying Club miles.

The number of miles you can earn varies by the monthly premium you choose:

This is a little better than it was when the offer last ran.  The £40 band now offers 18,000 miles vs 16,000 miles, for example.  The £50+ band went up from 25,000 miles to 26,000 miles.

The small print says that the miles will arrive up to 60 days after the sixth consecutive monthly payment.  You will therefore be paying £300 to earn 26,000 miles if you pick a £50 per month policy.

It isn’t worth taking out unnecessary insurance purely for the miles.  On the other hand, if you are currently paying for cover and can get a similar policy from Virgin Money for a similar price, this could be an easy way of picking up 26,000 miles.

The application website is here.

How to earn Virgin Points from UK credit cards

How to earn Virgin Points from UK credit cards (April 2024)

As a reminder, there are various ways of earning Virgin Points from UK credit cards.  Many cards also have generous sign-up bonuses.

You can choose from two official Virgin Atlantic credit cards (apply here, the Reward+ card has a bonus of 15,000 Virgin Points):

Virgin Atlantic Reward+ Mastercard

15,000 bonus points and 1.5 points for every £1 you spend Read our full review

Virgin Atlantic Reward Mastercard

A generous earning rate for a free card at 0.75 points per £1 Read our full review

You can also earn Virgin Points from various American Express cards – and these have sign-up bonuses too.

American Express Preferred Rewards Gold is FREE for a year and comes with 20,000 Membership Rewards points, which convert into 20,000 Virgin Points.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express comes with 40,000 Membership Rewards points, which convert into 40,000 Virgin Points.

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Small business owners should consider the two American Express Business cards. Points convert at 1:1 into Virgin Points.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Virgin Points. 

(Want to earn more Virgin Points?  Click here to see our recent articles on Virgin Atlantic and Flying Club and click here for our home page with the latest news on earning and spending other airline and hotel points.)

Category

Virgin Atlantic and Flying Club

Comments (67)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Matt B says:
    20 Sep20 September 08:12

    Still haven’t got round to cancelling our £2 policies for 10k points from last year!

    • Benilyn says:
      20 Sep20 September 08:17

      Assume you can’t get this now?

      • Shoestring says:
        20 Sep20 September 08:24

        you can still get £2/ month life insurance policies (6 months minimum) for £100 payout – just not with Virgin!

        • Craig says:
          20 Sep20 September 08:41

          Hopefully another month and I’ll be able to cancel!

        • Freddy says:
          20 Sep20 September 08:47

          Any pointer on what provider offers this through the cashbk sites – there’s quite a few!

          • Shoestring says:
            20 Sep20 September 08:54

            Only 1 offering £100 that I can see, it’s a household name acting as a consolidator so you get to choose from several providers

          • Harry T says:
            20 Sep20 September 17:30

            When getting a quote, what’s best to put for the amount of cover to ensure the lowest premiums?

          • Shoestring says:
            20 Sep20 September 17:36

            my 18YO son came out cheapest, he only wanted something pretty limited, was it £10K level term?

          • Harry T says:
            20 Sep20 September 17:38

            Thanks – I presume you’re answering the questions genuinely so that you actually have Life Insurance cover for those six months?

          • Shoestring says:
            20 Sep20 September 17:46

            yep I put in our genuine details, I was on the wagon at the time so my alcohol intake was honestly zero

            seriously not a good idea to put in false personal details on insurance applications but I guess most people minimise their alcohol intake, doctors and presumably underwriters know this

          • Harry T says:
            20 Sep20 September 17:48

            As a doctor, I can tell you that I usually assume most people eat and drink at least as twice as much as they ever tell their doctor.

        • Jacqui says:
          20 Sep20 September 10:39

          Any one had the £100 marked as payable yet?

          • sloth says:
            20 Sep20 September 10:59

            nope, applied in feb

          • AndyW says:
            20 Sep20 September 13:29

            Me neither. Hoping soon, late Feb for me I think

          • Shoestring says:
            20 Sep20 September 15:38

            my Contents insurance from the sAME SOURCE (3 MONTHS’ MINIMUM) oops capitals! – paid out after 7 months, so we could be in for a wait, ie 6 months + another 3/4 months wait

          • Sussex Bantam says:
            20 Sep20 September 15:48

            Have you left the insurance running whilst waiting for it to become payable or cancelled at the 6 month mark ?

          • Shoestring says:
            20 Sep20 September 16:00

            just left ours running, I don’t think you need to as it clearly says you qualify with 6 months’ payments, but given the generous nature of the offer I’m not that bothered about another (say) 3x or 4x or 5x £2!

  • Josh says:
    20 Sep20 September 09:15

    OT but no bits today

    If I’ve booked future avios bookings with my BA Premium card and used companion vouchers on them am I ok to cancel the card now, or do I need to hold onto it for these?

    Thanks in advance

    • TripRep says:
      20 Sep20 September 09:26

      Ok to cancel have done it a few times, others will concur.

    • Rob says:
      20 Sep20 September 10:01

      Ignore what Amex says, you can cancel. And if you cancel the flights later, the vouchers still come back.

  • Anna says:
    20 Sep20 September 09:50

    OT but no bits. I’m finding IHG MC very temperamental when trying to load Revolut, won’t let me load more than £100 and some days declines outright. Does anyone else have this issue?

    • Lev441 says:
      20 Sep20 September 10:07

      Yes this is the norm. Better to use virgin card for revolut

      • Anna says:
        20 Sep20 September 10:14

        I don’t collect Virgin miles! This was supposed to be my alternative to Curve now I’ve spent my annual limit. I have HH visa which seems to work, so it’s not the end of the world, but wanted to split spend between that and IHG 😫

        • Freddy says:
          20 Sep20 September 10:33

          Can’t you get a higher limit with curve or do they not like the type of transactions you putting through?

    • TGLoyalty says:
      20 Sep20 September 11:46

      Yeah its £700 in a rolling week.

      £300 is the max so £300, £200, £200 over 7 days usually works.

  • JS says:
    20 Sep20 September 09:55

    OT but no bits:

    When did we get the £200 off £600 Amex travel offers last year? I’m trying to work out if it’s been a year (and therefore unlikely to be repeated) or if I’m just inpatient…

    • Lev441 says:
      20 Sep20 September 10:33

      The last one ended in feb..

    • Jovanna says:
      20 Sep20 September 11:00

      I think there was an offer on August of last year too. Plat had £200 off and Gold had a £50 off a £200 spend.

    • Travel Strong says:
      20 Sep20 September 15:26

      I’m waiting it out. What I do know is I *made* the two bookings that triggered the offers in Oct 18 and Feb 19. I imagine I wouldn’t have had the offers for more than a couple of weeks before locking something in.

    • Travel Strong says:
      20 Sep20 September 15:29

      (and I have fully flex bookings direct with hotels for my future travels, which i’ll keep unless amex offers come along. Cover all your bases)

  • Benilyn says:
    20 Sep20 September 10:19

    OT: Would you fly Ethiopian airlines? Sub £500 london to cpt tickets

    • Spaghetti Town says:
      20 Sep20 September 10:46

      Not flown them but supposed to be perfectly fine. They have a very new fleet of A350’s and 787’s. The 737MAX crash was just very unfortunate and as we now know, not the fault of the airline

    • memesweeper says:
      20 Sep20 September 12:56

      Friends of mine fly with them four times a year regular as clockwork and rate them highly. They only travel economy.

    • Rob says:
      20 Sep20 September 14:58

      Yes. Star Alliance, brand new aircraft.

  • Dan says:
    20 Sep20 September 11:09

    OT: I have just qualified for the Amex Premium 2 for 1 voucher. I understand Open Jaw flights are allowed(following certain rules RE distance). I am looking to book an open Jaw to the USA but want to avoid high APD so was looking at departing from either INV or JER, but returning to MAN as this is our closest airport. Is this allowed or must the ticket end at the airport you departed from on the ticket ?

    • Lady London says:
      20 Sep20 September 11:43

      that should work.

    • Kev says:
      20 Sep20 September 12:11

      Yeah this is fine. I’ve flown from Inverness and back to Edinburgh before. You’ll save a decent amount as long as you are going First or Business. Not sure it would be worth it for Economy travel.

      Have to do it via the call centre though. Can’t book 2for1 Avios Open Jaws on the website.

  • Simon says:
    20 Sep20 September 11:40

    O/T as no bits — my apologies: the new BA suite on the MAD route — will the flights with this new seat revert to the old long-haul seat at the end of this month or will the new Suite be available on this route for the foreseeable future? Might have a November need to be in Madrid now, so curious whether the new Suite will still be available then? Any pointers much appreciated!

    • The Original David says:
      20 Sep20 September 12:46

      There’s no Club Suite at all to MAD in September is there?

      • Rob says:
        20 Sep20 September 14:56

        Thought not. Thought it restarted on 1st?

        • Qrfan says:
          20 Sep20 September 19:42

          My brother flew the new suite to Madrid on the 11th this month, so that’s not entirely true. Not sure on the frequency though.

    • Spaghetti Town says:
      20 Sep20 September 13:00

      I think there might be some CS in October, but not 100% sure. The fitting of the seats to the 777’s are underway which do operate to Madrid.

      • TGLoyalty says:
        20 Sep20 September 15:49

        Think there will be 2 planes this year?

        A total of 4 A350?

        Virgin have received another A350 aswell I think

  • Craig says:
    20 Sep20 September 12:07

    OT: What happens with Amex to a refund on a cancelled card?

    • Benilyn says:
      20 Sep20 September 12:11

      should show up on your account, then request refund to bank account via chat.

    • Rob says:
      20 Sep20 September 14:57

      Goes back onto the cancelled card. You need to contact Amex to tell them whether to send it to your bank or, easier, transfer it to another Amex you have.

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