Maximise your Avios, air miles and hotel points

NEW: Get 25,000 Avios points for opening a Barclays Premier Account

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British Airways Executive Club and Barclays Bank have launched a limited-time offer.

Until 19th November, you will receive 25,000 Avios if you open a Barclays Premier Current Account.

Full details are on this page of the Barclays website.

Note that 19th November is NOT the last date to apply.  Your switch must be completed by then, and it will take seven working days to complete.  You need to apply by early November to be guaranteed the Avios.

Barclays Premier Avios offer

How do I qualify for Barclays Premier?

The good news is that Barclays Premier is FREE.

The bad news is that there are relatively high eligibility criteria for opening a Barclays Premier Current Account.

You must have:

an annual gross income of £75,000 or more paid into a Barclays current account

or

£100,000 or more saved or invested with Barclays

If you are self employed or not on PAYE for some other reason, you can probably get away with a lower income requirement.  £75,000 gross is the equivalent of £50,000 net, and as long as £50,000 is going into the account each year I assume they will be happy.

You must also do a FULL switch in order to earn the Avios.  This means that you must use the official switching service jointly run by the banking industry, which will automatically transfer over all of your existing direct debits and standard orders.

What are the benefits of Barclays Premier?

Very little it seems, looking at the website.  This compares badly with HSBC Premier which offers comprehensive travel insurance.

You will, however, get paid for keeping your account open!

Register for Barclays Blue Rewards and, in your first year, you will be paid £21 per month (£252 over the year) as long as two direct debits leave your account each month.  There is a £4 monthly fee for Blue Rewards, so your net gain over the year is £204.

After the first year, this drops sharply.  You receive £7 per month for having two active direct debits, but the £4 monthly fee reduces this to a net £3.  You are therefore being paid £36 per year for keeping your account open.

You can find out more about Barclays Blue Rewards here.

Do I earn Avios going forward?

Er, no.

This is the odd thing about this promotion.

HSBC Premier offers two fantastic credit cards to its customers which are the most generous way of earning Avios from a Mastercard or Visa.

The free HSBC Premier Mastercard, reviewed here, earns 0.5 Avios per £1 spent

The paid-for HSBC Premier World Elite Mastercard, reviewed here, earns 1 Avios per £1 spent and gives you free airport lounge access

Eligibility criteria for HSBC Premier are very similar to Barclays Premier.

Where should I switch?

If you had been thinking of upgrading your current account to a ‘Premier’ package, you now have a couple of options.

You can move to Barclays Premier before 19th November and pick up 25,000 Avios, but not earn any Avios going forward – you will, however, earn £204 net over the first year via Barclays Blue Rewards as long as you register and have two active direct debits

or

You can move to HSBC Premier and pick up a £175 switching bonus (see here) and earn Avios via their generous credit cards – you also benefit from free HSBC Premier travel insurance

You could do both, of course.  Move to Barclays Premier now to pick up the 25,000 Avios and £204 ‘profit’ from Blue Rewards in Year 1 and then, in 12 months, move to HSBC Premier to access their generous credit cards.

You can find out more about the Barclays Premier / Avios offer here.  Remember that the closing date of 19th November is NOT the real closing date – your full banking switch must be completed by then and this could take seven working days.

PS.  If you already have a Barclays Premier account, you should have been emailed a special BA discount code worth £75 off a £400 long haul booking. Full details are on ba.com here.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (157)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • andy says:

    Nice offer. Does anyone know if you actually have to pay your salary in directly, or whether you can just transfer the equivalent amount (around £4,400 a month I estimate) from another bank account in your own name each month?

    • Rob says:

      Latter should be OK because if you were self employed that’s what you’d be doing anyway.

    • sloth says:

      you don’t need to pay in your salary or the £75k equivalent, you just need to prove that that is what you earn

      • Anna says:

        Wouldn’t that defeat the object for Barclay’s though? I always assumed they wanted a certain amount of money being deposited for their own purposes.

        • sloth says:

          its about new account openings and the perceived ability to cross sell products. they are not really interested in the inflow of funds into a current account unless that translates to investments/purchases of other products

      • andy says:

        Is your point based on experience? I note it says “To join Premier, you’ll need a minimum of £100,000 saved or invested with us or an annual gross income of £75,000 or more paid into a Barclays current account” – sounds pretty clear that you’d need to actually pay it in?

        • sloth says:

          I have this account but my salary is paid in elsewhere and then I transfer an amount into this account for general spending, which is less than the income requirement. i have had this account for a while so maybe things have changed and yes if it states salary required to be paid in then it may be safer to make sure you do to be safe for the bonus

  • Darren says:

    May be more offers coming, I’m an account holder and have just received a £75 off £400 per person on longhaul flights discount voucher.

  • The Man says:

    Do they care if the 75k is made up of base + bonus? Or only if base it 75+?

    • Grant says:

      I would think that if you can present them with a P60, if required, which shows income of £75k+ then that will satisfy them.

    • BJ says:

      Your monthly net income on the application must result in an annual gross income exceeding £75k. If you get past that hurdle then who knows what might happen when you find yourself face to face with an acne-ridden, barely out of nappies 21 year old customer service agent who believes (s)he has the expertise and the right to appraise your financial circumstances and advise you how to manage your money even if you have 6 figure assets or capital. Thankfully the increasing reliance of banks and other financial service providers on digital systems largely spares us such indignities these days.

  • ringingup says:

    Does the switch have to lead to the account you’re switching from being closed?

    • EwanG says:

      Yes, that’s part of the switch service.
      If you want to keep your old account open, you cannot use the switch service (according to the FAQs)

    • John says:

      You can open a new account and move some DDs to it then switch that.

      • kk says:

        Do Barclays even require there to be the existing DDs? I can’t see it in their terms.

  • AndyW says:

    Anyone got any thoughts on a switch eligible current account that I could open quickly, add a couple of direct debits to to move across to Barclays?

    • BJ says:

      Opening a second current account with a bank you already have an account with is usually very quick.

      • EwanG says:

        +1 for BJ’s suggestion.
        One thing to be aware of for you and others if you are opening an account with credit (overdraft facility) is this will be reported to the credit reference agency/agencies used by that institution. I’d beware of opening lots of accounts in quick succession, just as you would do with credit/charge cards. Opening an additional account at an existing provider and/or without an overdraft could be the best option – there are others here more knowledgeable about CRAs so I am happy to be corrected/advised!

    • New Card says:

      A Birmingham Midshires account is useful for generating direct debits – can set up a top up of your savings account which pulls by DD…

  • Jimmy says:

    Slightly OT: Downgraded the Platinum to the PRGC (Charge card) and the agent said it would be one year free and you’ll get the 10000 bonus points for spending £15000 that year. Turns out this is by the membership year not from the date you downgraded? Is this correct? So for example, membership year is JUNE – JUNE and you downgraded in November, the spend count is still from JUNE – JUNE and the membership fee payable in June as well, not November?

  • Adam says:

    When do the 25k Avios post from opening the Barclays account??

    • New Card says:

      They send you a voucher by 20th December to redeem for the avios.

      • Adam says:

        Thanks – just saw that myself on their site. From 20th Dec, it then takes 5 working days to hit BA EC account.

  • Fola says:

    I am an existing BP account holder so obviously this does not apply to me.I have a question but forgive me if it seems obvious.I am self employed so I transfer money from my Barclays Business Account to my Premier Account,so if I open HSBC premier, can I transfer money from BP to HSBC premier monthly in other to meet the income requirements?

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